[Resolved]  Reserve Bank Of India (RBI) — Complain against standard chartered

Dear Sir,

I had Barclays credit card which expired and i had made payment of Rs. 39, 100/- in June 2012 (Online SCB Payment Receipt attached). During this process Standard Chartered Bank took over Barclays and incidently my outstanding with Barclays shifted to SCB however my amount paid to barclays was not transferred to SCB and SCB generated a new credit card on my name in their record with outstanding of Barclays and corrected its records in November 2012.

I have requeted SCB to provide me NOC for Barclays which they have takenover so that my CIBIL could be corrected as under Barclays it is showing the Credit Card amount as Willful Default which is affecting my loan request to other banks. I would like to reiteriate that i never negotiated on my outstanding with Barclays Credit Card and have paid the all outstanding in full.

Please find attached the following file to justify my detail above.

a. Receipt of amount Rs. 39, 100/- paid to Barclays through my SCB saving bank account online.
b. Print Screen shot of CIBIL report showing Default and written off - Account Sold (to be removed from my CIBIL and NOC needed for the same.)
c. Print Screen shot of CIBIL report showing standard charted Bank Credit Card which was never issued to me and not transaction have been done by me on hte same.
d. Print Screen shot of first page of my Cibil Report showing the cibil score.

you are requested to please direct the bank to issue me NOC for Barclays Credit Card as it was not negotiated or settled and remove the Account Sold status from my CIBIL.

regards,
Pravesh Banga
[protected]
E-mail: pravesh.[protected]@gmail.comDear Sir,

I had Barclays credit card which expired and i had made payment of Rs. 39, 100/- in June 2012 (Online SCB Payment Receipt attached). During this process Standard Chartered Bank took over Barclays and incidently my outstanding with Barclays shifted to SCB however my amount paid to barclays was not transferred to SCB and SCB generated a new credit card on my name in their record with outstanding of Barclays and corrected its records in November 2012.

I have requeted SCB to provide me NOC for Barclays which they have takenover so that my CIBIL could be corrected as under Barclays it is showing the Credit Card amount as Willful Default which is affecting my loan request to other banks. I would like to reiteriate that i never negotiated on my outstanding with Barclays Credit Card and have paid the all outstanding in full.