[Resolved]  Shaha Finlease Pvt Ltd — Unethical behaviour / unsolicited emails

Address:	Mumbai City, Maharashtra, 560075
Website:	www.scb.com

Hi, Please note that about 5 months back I had complained about the way Shaha Finlease were harassing my mother(sr. citizen) about a loan that was closed more than 15 years ago.They closed it in the CIBIL report as if they wrote it off despite the fact that I had paid for it. They have now got hold on my official email address and started sending me emails with a legal notice. 15 years later they come back again and state that i need to pay an amount of close to 20K when i have closed out all my outstandings with the Financing company. How do i solve this ?

This needs to be closed ASAP. The name of the advocate for Shaha is Deepak S. Paikrao and the number is[protected]. Customer Number as per the records in the mail is Customer Number: 01130269NBNA0. Loan Number is Loan no. 40606082.

This is pure play Harrassment by the leasing company.
[protected][protected][protected][protected][protected][protected]--
Dear NEELA BINA NAIDU
Customer Number: 01130269NBNA0

This is in reference to outstanding dues under Loan no. 40606082 issued by Standard Chartered Bank.

Vide deed of assignment dated 9th Feb, 2010, Standard Chartered Bank has sold, transferred and assigned all its right, title and interest in all the amounts due and payable by you under the above Loan in favour of Shaha Finlease Pvt Ltd.

An intimation letter / notice to this effect has been sent by Standard Chartered Bank to your address appearing on the records of Standard Chartered Bank.

We find that the amount outstanding under the above Loan is Rs. 19981.48

You are requested to pay the same at the earliest to Shaha Finlease Pvt Ltd.

For any queries / clarifications, you can mail us at [protected]@shahafinlease.com

Regards

Customer Care Executive
For Shaha Finlease Private Limited.
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Reference No: SFL/PL/01130269NBNA0
Date:21-Mar-2016
To,
NEELA BINA NAIDU
BANGALORE 560075
Sub. Your Personal Loan bearing no: 40606082 sanctioned by Standard Chartered Bank

Dear Neela Bina Naidu,

We are concern with our client M/s Shaha Finlease Pvt. Ltd. having its registered Office at Office no. 331, 3rd Floor, Gundecha Industrial Complex, Akruli Road, Kandivali (East) Mumbai 400101, do hereby issue this notice, the contents you may kindly note:

• Our client states that you have approached M/s Standard Chartered Bank (hereinafter referred as SCB) with a request for availing above mentioned Personal Loan facility(s).On your said representations and request, SCB has sanctioned to you the above mentioned Personal Loan Facility.

• You have also executed several documents in favour of SCB along with personal guarantee in favour of SCB for the due repayment of above mentioned Personal Loan Facility.

• You have availed the said facility(s) for your own personal use but with utter malafide intention neglected to repay the same on due dates.

• Our client states that SCB vide a Deed of Assignment dated 09.02.2010, inter alia, assigned, sold, transferred and released the entire debt payable by you under above mentioned Personal Loan Facility along with security interest and underlying-security therein in favour of our client.

• As per the terms of Deed of Assignment dated 09.02.2010 SCB has transferred/ assigned its debt recoverable from you under the above mentioned Personal Loan Facility in favour of our client. In view of assignment of debt and incidental rights thereto our client has become the owner of the debt recoverable from you.

• Our client further states that in lieu of said Deed of Assignment our client have sole right of collecting and enforcing the payment of Debt from you under above mentioned Personal Loan Facility.

• Our client states that in spite of repeated request and reminders by the officials of our client you have failed to pay the dues and/or regularize the account maintained by you. Our client states that there is an amount of Rs. 19981.48p is due and payable by you under above mentioned Personal Loan Facility to our client.

• Our client states that it is only with the malafide intention to cause wrongful gain to you and to cause wrongful loss to our client, you have not honoured your obligations/commitments. You have dishonestly and with fraudulent intension stopped making payment of the outstanding dues to your creditor and hence committed criminal offence punishable u/s 422 of Indian Penal Code of which you kindly make note. Our client reserves their right to take appropriate action against you under the Indian Penal Code.

•Our client further informs you that your above accounts have also been assigned to our client's external associates for liasoning with you for payment of dues.

In the circumstances, our client has instructed us to call upon you which we hereby do, to pay to our client, the above mentioned outstanding amount within 7 days on receipt of this notice, failing which we have been peremptorily instructed to adopt appropriate legal action in the form of both civil and criminal proceedings which includes proceeding under the Negotiable Instruments Act, as well and under the Indian Penal Code, Criminal Procedure Code and the Civil Procedure Code, which is without prejudice to our client's rights in the matter and for the costs and consequences thereof, you shall alone be liable, which please note with care and caution. No further notice will be issued in this respect. For any further clarification you are advised to contact our client at[protected].

Yours faithfully
Deepak S. Paikrao

Advocate for Shaha Finlease Pvt. Ltd.


Request you to please resolve this.