State Bank Of India [SBI] — money not refunded to my bank account

I booked tatkal ticket from irctc but my transaction is failed... Money deducted from my account.. Did not received money
When i contacted irctc they told me to contact the razorpay... Then i check my refund status on razorpay... It is showing money is transferred to the bank account but the money has not been refunded to my bank account.. Plz solve my problem
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