Badabro — Loan

I am a student and took 1k loan in 2020. I did not pay it due to lockdown. Now it shows too much interest i.e; 30k. Who applies interest of 30k for 1k for a student? Sir, i want to clear my debt by paying a reasonable amount. I could not get any education loan due to this mistake of mine in tha past. Please help me as soon as possible.
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