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Cred Complaints & Reviews

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Updated: Feb 16, 2026
Complaints 687
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71
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Cred reviews & complaints page 16

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A
Alpesh Nena
Aug 25, 2022
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I would like to inform you that I tried to book online a car on rent from Veraval to Junagadh for
my Journey on Dtd. 22-Aug-2022. I visited website https://www.malhotracarrental.in to book a
rental car and added primary details as Name, Mo. No., email-id and location from to end. After
that I have received a call from number Mo. No.[protected] and he told me that 800/- amount
for a book car. This car rate is affordable to me. So, I tell him book a car. He told me that first you
should book a car from website and as a booking confirmation amount INR 100/- you have to pay
during your booking and after that amount will be deducted from your total amount which will
be paid. I tried to book a car and make payment through credit card payment option. But
somehow payment was failed. I called him to for this payment error and he told me that try with
another credit card. After that I tried again, and same payment failed error arriving. I call to him,
and he told me that I check it and will inform you shortly. After that he again call me and said
that try with debit card due to credit card some issue in our portal. I tried with debit card details
to make payment but same payment failure error arriving and after that he tell me that I am
doing manually car booking for you and after that instant text SMS received me to INR 45488.6 from AXIS credit card spent you on
CRED. I instantly call to him for these transactions, but he not received call. After that I called to
bank to add this transaction in dispute and block my card.
Aug 27, 2022
Updated by Alpesh Nena
Hello
Please look into this matter.So I can get refund back in my credit card.
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    T
    tnj_rahman
    Aug 25, 2022
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    Hi team,

    I tried to pay my HDFC CC bill via CRED and it failed.
    Transaction amount id : Rs. 95000
    Date : 25th Aug. 2022
    Herewith attached the transaction failure details for your reference.
    Kindly refund the amount as soon as possible as the amount is high.

    And really its shame that CRED is don't have any customer care contact number to complain about this kind of issue immediately.

    Kindly do the needful and revert back asap.

    Order id : VQNN23NNEWVD
    ticket id 5493005 for the reference.

    Regards,
    P. Abdul Rahiman
    Mobile :[protected]
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      Y
      Yogesh Amle
      Aug 25, 2022
      Resolved
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      Resolved

      I have Made a transaction of 1, 26, 400/- On 11 Aug . Transaction was Success and Amount deducted . The same amount was not Updated in the card and as per Cred they have Refunded the amount which i have not received till Date . ORDER ID : 9V1XLPPDRY .

      Daily refund date is getting increased . Need to pay to my credit card . If the same amount is not Refunded with in my credit card payment time .
      Sep 14, 2022
      Complaint marked as Resolved 
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        T
        Trawell Services
        Aug 24, 2022
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        Address: Hyderabad

        I have Made a transaction of 1, 10, 499/- On 12 Aug . Transaction was Success and Amount deducted . The same amount was not Updated in the card and as per Cred they have Refunded the amount which i have not received till Date . ORDER ID : WD4VQD5RPQ9 .

        Daily refund date is getting increased . Need to pay to my credit card . If the same amount is not Refunded with in my credit card payment time .

        Cred need to make the pay the penality amount
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          R
          Radish
          from Puri, Odisha
          Aug 23, 2022
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          Dear Sir/Madam
          On the 11th of August 22, I made a payment of Rs 25, 148.63 (Order ID WNQLR2QRNPV) towards the payment of my ICICI Credit card. The payment failed but the amount was debited from my account (Axis Bank) and till now it wasn't refunded.

          Already written several emails to '[protected]@cred.club' but my issue is not resolved yet. Only created a Ticked ID 5383087 against my complaint but no further communications have been done to date.

          Please help in getting my debited amount back at the earliest.
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            S
            santanudass555
            from krishnanagar, West Bengal
            Aug 23, 2022
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            Address: No. 1198/1199, Salarpuria Emporium, 3rd Floor, 100 Feet Road, Indiranagar, Bangalore — 560038.Karnataka, India.

            My name is Santanu Das, Registered Email address-santanu.[protected]@ymail.com, Registered Mobile no-[protected].
            I have paid electricity bill on 6th August 2022 to the west bengal electricity (WBSEDCL) . The bill amount was Two thousand one hundred and sixteen rupees only (2116/- Rs.). And the order ID was 23J86Z48W5Y3. But the payment was failed. Still now I didn't receive the refund at my source account.I contact cred support they told me the refund back to your source account and the same would be getting reflected within 3-4 working days.
            Below are the refund details.
            Order ID: 23J86Z48W5Y3
            Amount: ₹2, 116.00
            Unique transaction reference number: ACD8gqNGP9KRZkK7N3GVY6k
            Refund date: 12 Aug '22.
            But today 23.08.22, Still now I didn't receive the refund amount at my source account.
            cred support also write me In case i have not received the refund in the mentioned time frame, send the source bank statement.
            I have send the bank statements, where its clearly mention that the refund process not happened.
            I again send the bank statement with this mail. Its my humble request kindly Refund me the amount to my source bank account.
            Otherwise i will take a ligal action on cred
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              E
              ertarunbedi
              from Amritsar, Punjab
              Aug 21, 2022
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              Resolved

              Address: Amritsar, Punjab

              I paid Rs 10000 Rent by using my Credit card but amount deducted on 20 August at 12:30 pm but amount not received in account Till Now
              Aug 21, 2022
              Complaint marked as Resolved 
              Received Now...
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                I
                ishubhamjain
                from Delhi, Delhi
                Aug 20, 2022
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                My refund not yet recieved from Cred Rs. 63508.68. Already 20 days over their customer support also no responding properly.
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                  N
                  Navendu Kumar
                  from Noida, Uttar Pradesh
                  Aug 20, 2022
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                  My card payment was rs 54, 975.74 and money deducted from bank 56, 474.74, why is taken hidden charges? Please revert my hidden charges or cancel my transaction. Transaction ID: 9PD4GNQ3ZD9
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                    S
                    Seevi1987
                    Aug 20, 2022
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                    I have credit card payment through cred they sent message of successful payment and after 5 days they sent message of failed transaction, due to them I have been charged for late fees
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                      J
                      Jyotsnapanicker
                      Aug 20, 2022
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                      Hi Team,
                      I had placed an order 7th August - Order # 265JG1258NP8, while ordering the payment was made through Cred App. Although the payment was successful and was deducted, the order was not successful. I waited for 12 days, but still the amount has not been reversed.
                      When I reached out to Cred for refund they quoted tracking ID 06442CBF-7ECF-4C8B-A575-1A4B0D82776B and asked to seek confirmation from Mcdonalds team.
                      Unfortunately I couldn’t get response from them so instead I shared a screenshot of failed payment transaction from McDonald’s profile. Still Cred is refusing to acknowledge…
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                        V
                        vinaypagrawal
                        Aug 19, 2022
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                        I have made a payment of Rs. 10, 000 through CRED app on 25 Jul 2022 for an insurance policy. The amount is still not transferred to the insurance company. I have been highlighting this to the CRED team for the last 3 weeks, however every time I have received standard reply that their team is looking into it; but there is no resolution (Ticket no 5033797). I have been requesting to refund my amount, but there is no discussion on that. I am getting constant reminders from the insurance company for the payment. The due date was 31 Jul 2022. The policy will lapse if I don't pay soon.
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                          R
                          ranjiththanapaul
                          from Chennai, Tamil Nadu
                          Aug 18, 2022
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                          Address: No 1198, 3rd Floor, Salarpuria Emporium, , 1199, 100 Feet Rd, Indiranagar, , Bengaluru 560038, India

                          The payment of Rs. 89000/- with Order ID R562E28VGNR made towards the RBL Bank credit card (9671) failed on 29 July 2022..The money was deducted and didnt reach the RBL bank. After 2 days, the status was updated as payment failed and refund initiated on 1-Aug-2022. I am chasing through multiple requests from AUG 1'st onwards but the refund has not done yet . they are not even giving proper response rather than generic reply to the mails and they don't have customer support number also.
                          Aug 18, 2022
                          Updated by ranjiththanapaul
                          On Thu, Aug 11, 2022 at 2:07 PM CRED Support <[protected]@cred.club> wrote:
                          Hi Thanapaul,

                          Greetings from CRED!

                          We completely understand your concern regarding the failed payment refund. Please be assured we are here to assist you with the same.

                          Upon reviewing your CRED account, we would like to tell you that we can see a payment of ₹89, 000.00 with order ID R562E28VGNR made towards the RBL Bank credit card ending with 9671 failed on 29 Jul '22 and the refund of the same has been successfully credited in your source account on 2 Aug '22 and should have been reflected by now in the source account.

                          Ideally, any refunded amount for this transaction should be refunded back to you by now. However, in case you have still not received the refund for this failed transaction on your account, kindly get back to us with the password-free PDF statement of your source account from the date of payment till date for us to check and assist you with the concern accordingly.

                          Feel free to reply to this email for any further assistance. You may respond to us from the app by clicking on this link.

                          Regards,
                          Team CRED
                          Aug 18, 2022
                          Updated by ranjiththanapaul
                          On Mon, Aug 15, 2022 at 6:16 PM CRED Support <[protected]@cred.club> wrote:
                          Hi Thanapaul,

                          Greetings from CRED!

                          With regards to your concern, we are escalating your issue to our dedicated team and will provide the updated status to you within 48 hours.

                          Feel free to reply to this email for any further assistance. You may respond to us from the app by clicking on this link.

                          Regards,
                          Team CRED
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                            T
                            tkgulabani
                            from Mumbai, Maharashtra
                            Aug 17, 2022
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                            Address: Bangalore
                            Website: cred.club

                            I have made a payment of Rs. 271.07 on 12th Augusty through CRED app for my SBI credit card. Till now, it is NOT credited to my credit card. Order id of CRED is DG6NVXX01D9 and the UTR number for the same given by them is AXNFCN[protected].

                            CRED App is showing as payment processed and the bank has confirmed the receipt of payment. SBI credit card has still not shown or confirmed receipt of the same.

                            The same is shown as fully paid in CRED app whereas the payment is not reflected in my SBI Credit card statement. Support is very poor over mail or App. It is unnecessarily giving torture and restless to consumer.

                            Kindly do the needful either pay it to credit card or refund it.
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                              M
                              Manas@1
                              from Tangi, Odisha
                              Aug 17, 2022
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                              I have paid my credit card bill due on due date i'e 13.8.2022 and the app shows its status as successful and they shows that they got confirmation from bank aswell. But after 4 days of payment the transaction got failed i got reversal but bank charged late payment fee on my card.
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                                K
                                khuzema siam
                                Aug 16, 2022
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                                I have made two payments towards the same Yes bank credit card via Cred. First payment was made on 3rd August and the second payment was made on 10th August. Total amount paid is Rs. 85, 864. Cred in the confirmation messages has said that they will process the refund in 4 days. However, it took them 4 days to even confirm the payment failure and no refund has been generated yet. In addition to this, I am being charged late fees (Rs 1000) and interest payment (Rs. 1474). I am not able to process my card payment because all my cash is being held with Cred. There is also no customer care or support from Cred's perspective which is just shocking for a financial services company. No responses and no way to reach them while they are dealing with so much money!!
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                                  V
                                  Venky2737
                                  from Hyderabad, Telangana
                                  Aug 16, 2022
                                  Resolved
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                                  Resolved

                                  The payment of Rs. 82, 345/- with Order ID P6E4R4WEDQ6Y made towards the HDFC Bank credit card (3653) failed on 1 August 2022..money was deducted even thought transaction was failed, I am raising requests from AUG 1'st onwards but issue not yet resolved. they are not even responding to the mails and they don't have customer support number also.

                                  Please look into this and do the needfull.
                                  Aug 16, 2022
                                  Complaint marked as Resolved 
                                  Hi Team, I have sent mails to [email protected] mail id and got responses like below only from Aug1st. Hi Venkateswarlu, Greetings from CRED! ​We really regret the inconvenience caused to you which is certainly not the experience we wanted you to have. Please be assured we will surely assist you at our level best. Upon checking your CRED's account, we can see that you have made payment of ₹82, 345.00 under order id P6E4R4WEDQ6Ytowards your HDFC Bank credit card ending with X-3653 on 1 Aug '22 which has failed as your transaction was dropped during the journey. Be assured, we captured the amount at our end and initiated the refund of ₹82, 345.00 has been initiated towards your source account on 1 Aug 2022. If you have still not received the refund kindly get back to us with password free PDF of your source account from the date of payment till the date. ​ Further, With regards to your concern we would like to inform you that if in case of late fees/finance charges if applied in your statement, we request you to attach the two monthly credit card statements in PDF format (upcoming statement with LPF charges and the previous months’ statement) reflecting the late payment fee charges. Feel free to reply to this email for any further assistance. You may respond to us from the app by clicking on this link. Regards, Team CRED __________________________________________________ Hi Venkateswarlu, Greetings from CRED! This is a follow-up mail with reference to the previous mail regarding the failed payment. We are escalating your issue to our dedicated team and will provide the updated status to you within 72 hours. Feel free to reply to this email for any further assistance. You may respond to us from the app by clicking on this link. Regards, Team CRED ----------------------------------------------- Hi Venkateswarlu, Greetings from CRED! We regret the inconvenience caused. In regards to your concern, in case you have still not received the refund on your source account, kindly get back to us with the debit statement in PDF format (password-free) from the date of refund to till date for us to check and assist you with the concern accordingly. Feel free to reply to this email for any further assistance. You may respond to us from the app by clicking on this link.​ Regards, Team CRED
                                  Aug 16, 2022
                                  Updated by Venky2737
                                  Issue not yet resolved please look into this..
                                  I have the same issue on the same transaction date. Moreover i got the similar response and chasing for more than 15 days. Did you get the refund? Pls help me what's the best way to get the amount back?
                                  Venky2737's [Complaint's author] reply, Sep 5, 2022
                                  Hi Ranith,

                                  I didn't get my refund till now. Very very worst behaviour of CRED..I have sent almost 100 mails to cred support simply they are telling that wait for 48hrs or contact with your bank.. Only these answers i got from las one month.. We need to file a case on cyber crime complaint..
                                  Hi Team,

                                  Issue not yet resolved from CRED.. They don't have any customer care number as well. They are not responding at all.. Please take a action on CRED.. Money debited on 1st AUG but not yet refunded i think they are cheating us.
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                                    M
                                    Murali Aitha
                                    from Vijayawada, Andhra Pradesh
                                    Aug 15, 2022
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                                    Kotak credit card payment showing processing

                                    Hi
                                    I paid kotak credit card payment of 286000 by cred app on 13th night at 9:30, still it's showing processing and I sent mails to customer support they always write back to me we regret for inconvenience caused.and they don't respond after 8pm at all. How cred managed without proper support team and support contact number with such huge transactions. Card due date also crossed I think card issuer will charge huge financial charges,...
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                                    Ranjeet kv
                                    from Gurugram, Haryana
                                    Aug 13, 2022
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                                    Address: Gurgaon

                                    I have send the many mail regarding return my damage product first' complaint date of 21july but didn't receive any response from your side why I want to know why you are working yet..
                                    I need the proper response for the same issues...
                                    Ordered I'd. D12X5GYQWJ3
                                    Complaint I'd. (#4963876)
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                                      R
                                      Rx Sameer
                                      from Korba, Chhattisgarh
                                      Aug 13, 2022
                                      Resolved
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                                      Resolved

                                      Website: www.cred.club

                                      On 06.08.2022 I'm paying my credit card bill amount ₹45485 Payment Failed But money deducted from my account. I contacted multiple times email, ticket raise[5173667], My issue not Solve. there was not any agent for chat or call. Still my Money Pending,
                                      UPI REF. No.[protected]
                                      DBTR/[protected]/[protected]:04:45/UPI
                                      Cred Order ID-L4DJ3R56NGJV
                                      MY BANK SHOW ME successfully Payment Sent to [protected]@icici
                                      Please Sir Do something for My money back.
                                      Aug 29, 2022
                                      Complaint marked as Resolved 
                                      After Long time problem solved.
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