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Cred Complaints & Reviews

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Updated: Feb 16, 2026
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Cred reviews & complaints page 34

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M
Map System
Aug 11, 2021
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I am getting calls for collection when I have already made a payment on the cred app on 06/08/2021 it shows it's done but bank has not received as I have checked its been more than 5 days and there is still no UTR number for payment and customer support is more useless

Its misleading.

Reach out to me on [protected]
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    MK Ahlawat
    Aug 2, 2021
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    Dear sir, I Monu Kumar had made a payment through CRED app yesterday at 1348 hrs of amount 12000+186 (service tax) to my other account but the amount yet not credit in account. I send email and feedback many time but still no reply from there. Sir please hel me
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      MK Ahlawat
      Aug 2, 2021
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      Dear sir, I Monu Kumar had made a payment through CRED app yesterday at 1348 hrs of amount 12000+186 (service tax). But the amount yet not credit in my other account. Many time I forwarded email and feedback on app but still no response. Plz help me sir
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        F
        FONE Fever
        from Malappuram, Kerala
        Jul 7, 2021
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        Address: Cred (Corporate Office) is one of these establishments. This company is rated 3 by NiceLocal users and can be found in Bangalore city -560038
        Website: www.cred-india.in

        Date : 06.07.2021

        number : [protected]

        Yesterday i was pay my Sbi credit card bill rupees 1580/- through cred app
        two times debited in my account credit card only once received.

        Please find attached my bank statement.

        kindly resolve this.

        Regards

        Esahak nevin
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          M
          manojdevada
          Jul 6, 2021
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          I HAVE paid the credit card bill on 4th July it was hdfc bank credit card
          in the cred app it shows successful but still the amount is not reflected to my card so please refund TO MY ORIGINAL source
          UTR-N[protected]
          as soon as possible plz solve the issue
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            N
            Nadimpalli Eswar
            Jul 3, 2021
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            Resolved

            Website: cred.club

            I, Nadimpalli Eswara Prasad son of Sri N.Santharam, aged about 46 years, presently residing at: Plot NO.404, Dharani Sai Apartments, Near Keshavareddy school ground, Venkata Ramana Colony, Kurnool – 518006 and in Skandhanshi Infra Projects India Pvt Ltd Company, Kurnool.

            I am the holder of Andhra Bank Credit Card No.[protected] and I generally use my credit card for making all ‘bill payments’ regularly by using CRED App (http.cred.club). I found that from the last one month onwards, the CRED App was not working in connection with ‘Andhra Bank Credit Card’ as I was unable to pay the credit due amount by login the App., and I have raised a complaint in Cred App and I have been give complaint Token No.1556019.

            After that I searched for the customer care number in Google and found the customer care No.[protected] and I had contacted this number today at around 7.45am but there was no response. After a few minutes I received a call from the above -mentioned customer care number.

            While having discussion with the customer care I have been asked to give the details of Card expiry date with cvv which I have given in confusion assuming that the system is being rectified. I have subsequently received OTP No. 0315 while the conversation is on and I have asked to give the OTP Number also; as soon as I gave my OTP A transaction of Rs. 50775 has been done using your Union Bank of India Card ending 7001 at CRED 56003 on 18 May, 2021, 08:10:26. Available Limit is 6436.11.

            And the Customer Care was still on line and he also asked to provide the details of another credit card of SBI & RBL credit cards which are available in CRED App for transfer the amount from one Card to another credit card.

            After discussion, he again transacted with the given Card information sent and I have received another OTP for the credit the amount of Rs.4062/-.A transaction of Rs. 4062 has been done using your Union Bank of India Card ending 7001 at CRED 56003 on 18May, 2021 at 08:52:21. Avail Limit is 2374.11. After a long discussion with him, he suggested downloading ‘Any Desk software’ from the Play store in your mobile and the Phone was disconnected. After that I had contacted Andhra Bank customer care for blocking the card.

            Rbi Complaint No. [protected]

            National Cyber crime report compliant No. [protected]

            Kindly solve the complaints

            Thanking you sir,

            (N Eswara Prasad)

            Mobile No.[protected], Plot NO.404,

            Dharani Sai Apartments, Near Keshavareddy School ground,

            Venkata Ramana Colony, Kurnool - 518006
            Jul 5, 2021
            Complaint marked as Resolved 
            Risk Tickets Sun, May 30, 1:14 PM to me Hi NADIMPALLI, Greetings from CRED! We understand your concern regarding debit in your account. Please be assured, we will surely assist you in this matter. We request you to file an incident report related to this transaction with the Cyber cell as soon as possible. So that they can help you further in this concern. Also, we will go ahead and deactivate your CRED account to block any fraudulent transaction if any attempt by the fraudsters on the CRED app. We also recommend you, Block your CREDIT/DEBIT card on which the transactions took place with your issuer bank. Once you blocked your CREDIT/DEBIT cards, let us know. We will activate your CRED account back. We appreciate your understanding. Feel free to reply to this email for any further assistance. You may respond to us from the app by clicking on this link. Regards, Team CRED
            Jul 25, 2021
            Updated by Nadimpalli Eswar
            Dear sir,

            Till date problem was not solved
            Oct 28, 2021
            Updated by Nadimpalli Eswar
            Dear sir

            Till date problem was not solved.
            I have recently used CRED for paying rent of 20, 000 to my landlord. The transaction was sucess from my side but failed to pay from CRED. It has been more that 17 days they have not refunded my money back.

            For this I am paying interest again by take loan from outside. For falling trap of they rewards I see it.. may be I got rewards worth 100 but now I am ping in 1000.

            Ticket no. #3521340
            Don't Ever Use the CRED app for Payments of Credit Cards, The CRED app sells their Data to Fraudsters, After which you, ll start Getting Anonymous Bank Fraud Calls, They Don't Respect your Private Details for Money, They Misuse It.
            Being A Lawyer & Data Scientist I Got To know about this from Various Sources, Soon Gonna To File a PIL in SCI, Regarding CRED, Currently in Search of Some more of Evidences.
            If Anybody have Something Related to CRED Transaction Frauds- Do Contact on [[protected]@gmail.com]
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              S
              Sidshah98243
              Jul 2, 2021
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              Website: cred.com

              I have a transaction of Rs.10000 to sbi credit card using CRED app and amount is debited from my account but on CRED app it shows as failed transaction. I contacted my bank and they said that the transaction is successfully done and debited, they also provided RRN of the transaction.

              I also raised the issue with CRED, they asked for bank statement, I have provided them than also their auto reply system keep asking for bank statement.

              As they don't have any customers care number I am stuck with their auto response and non refund.

              Please help
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                Y
                yKaushikcpatel
                from Pune, Maharashtra
                Jun 24, 2021
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                Not getting Refund.
                Jun 24, 2021
                Updated by yKaushikcpatel
                I have payment 5000/- twice at CRED for my RBL Bank Credit Card on 19th June 2021. But till today I have not getting back mt refund after promise by CRED officer.
                Same thing has happened with me.

                Their auto response system is in delay tactics.

                Ridiculous
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                  M
                  Mahidharg
                  Jun 1, 2021
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                  Website: www.google.com/aclk?sa=L&ai=DChcSEwihhsv8gffwAhXEIWAKHQpABt8YABAAGgJ0bQ&ae=1&cid=CAASQ-Ro-yd-zPfbw84PO6U-tOrNKGTnpNAzhzh4cPdElcaRnFeON7V9OXFdxVku5OqDAT1NEueTaTsjh1Pa5A9tm8QWwVg&sig=AOD64_3hkqi

                  Cred is taking valuable information of credit and debit cards and when we pay through cred we get coins to buy rewards. They are luring users with coins and they are providing rewards where we can't pay with full coins to buy them instead we can pay only few coins and rest we need to pay from our pocket again
                  This way they are exploiting users with business strategies by taking important information like our transactions etc.
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                    Anuupama
                    May 15, 2021
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                    Website: Cred.club

                    Hi Team
                    I have made my credit payment of INR 5000 from cred. My money got deducted from account and it is not reflecting in credit card statement. I am doing continous follow up with cred but they are not replying. Please help as late penalty charges are charged in my ICICI credit card.During this corona time, i have very limited money in account with many dependents at my home.
                    Please take a strict action CRED and help me to get refund of my money.
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                      Hiro nenwani
                      May 13, 2021
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                      My name is Hiro Nenwani and I am using cred app for payment

                      I have made payment in my Axis Bank credit Credit card (No - [protected] )and Rs 47000 on 08 May 21 through cred application but same is not reflecting in Credit card payment . My card no is : 5305
                      . Please confirm the status of payment and update in system
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                        M
                        Mvaity21
                        May 6, 2021
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                        Website: Cred.club

                        Hi i manoj vaity tried make my credit card payment money deducted from my account but payment not done its showing failed now and no reply from their side what should i do please take some against cred app its a fraud
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                          S
                          Sravankumar Yerram
                          Apr 30, 2021
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                          Address: India

                          Am paid through cred app sbi card bill Amount-96100 but not credited my card april 12th 2021, order id KLGY8X8ZPM amount -96100
                          Transaction date[protected],

                          UTR NO[protected]
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                            J
                            Jijithlal
                            Apr 22, 2021
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                            My SBI card total bill 44860 I paid amount rs 22000 before due date but amount not received my credit card available balance.what can I do?I paid the cash way to CRED app
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                              Pradhaaan
                              Apr 22, 2021
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                              Dear sir,
                              I made a payment of ₹50000 and ₹71000 towards my credit card in the month of December 2020 which is still not received at credit card's end.
                              Look into this and contact me asap
                              [protected]
                              My SBI card total bill rs 44386 .I paid amound rs 22000 before due date but amound not detect my credit card available balance.what I do?
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                                Varalakshmi Thyagarajan
                                Apr 3, 2021
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                                I made an online payment using cred and i was charged 2 times sir, please look urgently. it was huge money. my phone number [protected]
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                                  Roshanpal
                                  from Ghumarwin, Himachal Pradesh
                                  Feb 17, 2021
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                                  Website: www.cred.com

                                  I have paid Rs. 21250 to HDFC credit card bill through CRED application but amount not credited in my credit card.

                                  Same amount has been debuted from my bank account but still my credit card not showing that amount I need my refund

                                  Sir please help me...
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                                    Ramansingh26
                                    from Hoshiarpur, Punjab
                                    Feb 4, 2021
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                                    On 1st Feb, 2021 I have done a transaction of Rs 125315/-via Cred app towards my HDFC credit card bill payment using Sbi internet banking facility. My Sbi bank account got debited after authorisation over OTP.
                                    But the same time I got another message from Cred app that "payment of ₹ 1, 25, 315.00 for your HDFC Bank credit card 5523-65XX-XXXX-6773 failed. Any amount, if debited from your account and received by CRED, will be refunded. Order id is K9EXP21VNK".
                                    But still i have not received my refund. I have requested cred many times that on 6th Feb I ll getting charged for late payment & finance charges that is going to be appx 8k. But they only reply it will take 7 working days.. In that case I ll loose my credibility in Hdfc bank I have never been late to my bill payment.
                                    Who ll bear these charges. Cred app should take the responsibility.please get me out of this..why refund takes so much time... I also wanna know the reason why my payment get failed. My email ID is [protected]@gmail.com
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                                      Vasudeva13
                                      from Mumbai, Maharashtra
                                      Dec 2, 2020
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                                      Address: Mumbai
                                      Website: www.cred.club

                                      Hi. I have been using CRED to pay my credit card bills and recently they shifted all the UPI transactions to their own CRED UPI. I had to make two transactions on 23rd Nov because the first transactions did not go through - amount of INR 10000 was debited from HDFC Account but it showed transaction has failed. CRED itself acknowledged receiving the amount twice but the same transaction hasn't been received until now. As I write this today on 2nd December, I have tried to reach CRED customer care 4 times and I have been writing to them since 23rd Nov on daily basis; but all my mail and complaints are turning futile because there has been no response from their customer support team. I raised a complaint to HDFC Bank too but I am unable to understand the status of the same.
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                                        Jawahar sidhu
                                        Nov 13, 2020
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                                        Address: Bathinda punjab
                                        Website: Cred

                                        Last days i have pay credit card ending 0009 bill through cred app Order id K16QY8J447. UTR NO FBBT[protected]. Cred app screenshot attached in this email. In my card no payment not add. Plz provide salution nd give card number which my payment recived.my cred mobile no.[protected]
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