Sir,
My name is Dinesh Kumar and I am a borrower of DHFL. My home loan code is 00000362 and File No. is 00001032. Sir I am serving in para-military force (CISF). Sir, I had taken a home loan from Dewan Housing Finance Limited (DHFL) since June 2015. Sir, My concern with DHFL is :- I am paying the EMI of this loan since June 2015 and I payed total EMI on time without delay. Sir at present I am paying ROI 10.82%, this the very high rate of interest. When I had taken home loan with DHFL then DHFL representatives told me that the ROI will be paid accordance to RBI guideline but now I am paying very high rate of interest without RBI guideline.
Sir, one more issue I am sharing that the home loan granted for 180 months (15 Years) to me. During 5 years period the remaining loan balance period should be approx 120 months (12 Years) but the remaining period is showing 143 months, its totally cheating. Sir at present rate of interest of my home loan is 10.82% is very high and no other bank is providing at this rate to customers. this is against RBI guideline. I am sharing the some pics of cheating form DHFL online account which will clarify that How is DHFL cheating with customers. In sharing pics you can see that the loan balance period is increasing after paying EMI.
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