Education Loan — Concession for OTS

Address:

Tirunelveli, Tamil Nadu

Dear Sir/Madam, I got education loan (loan acc no: [protected]) of Rs.2, 33, 000 in SBI at[protected] and paid the interest totally around Rs.30, 000/- till 2008. Due to unemployment I dint pay anything till October 2011 and after getting job I paid Rs.5, 050/- every month from November 2011 to October 2013 (totally Rs.85, 850/-). Due to some reasons company laid off me by December 2013 and then they offered me again in January 2015. This unemployment period also I dint able to pay anything. After rejoining I paid Rs.10, 000/- for 3 months (totally Rs.30, 000/-). From the start to till now altogether I paid totally around Rs.1, 45, 850/- and currently the balance amount to pay is Rs.2, 14, 229.09/-. Now I feel like I paid only interest till date. Also some of my colleagues who studied in the same curriculum got subsidy from SBI and other private banks too. But I dint get any subsidy from the day loan sanctioned to till date. One of my friend is ready to help(loan without interest) me to settle this loan by OTS. Now I requesting SBI to give concession of Rs.50, 000/- to settle this loan earliest. Please help me to close this account. I am awaiting for your prompt response. Regards, Ayyanar