My father met with an accident on 18.11.2020.People of the accident spot brought him to Dayanand medical College & hospital in unconscious condition.They got discharged from the hospital on 03.12.2020 in stable condition. His hospital bill is rs. 211617/-.I had an corporate insurance policy of sum insured of rs 1 lac as a compulsion by my office . i have net paid the amount of rs.68, 000/- after deducting the amount approved by paid by insurance company and concession by hospital
I intimated Esic concerned dispensery regarding the same at the time of discharge and get their leaves approved from the dispensery no. 1, Bharat nagar chowk, Ludhiana.
After 2 months when there condition improves. I submitted their bills for the purpose of reimbursement at Esic dispensary no. 1, Esi hospital campus, Ludhiana after fulfilling all the formalities.
After 4-5 month when I got follow up for the payment from the concerned dispensery they said me that Esi office, Chandigarh rejected this bill because the required amount is already paid by insurance company and returned the bill to me.
Please tell me why should I'm paying premium to esic as well as insurance company if you will not pay the hospital bill.
I'm not claiming the whole bill amount rather i just claim the amount paid (i.e. Rs. 68000/-) by me to the hospital.
Hoping for the earliest reply.
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