Wish i could have read about fraud in the name of indian army swipe machine.
I have kept a 6*5 cot on olx for sale on 19/04/2020., within a half an hour. A person called me from [protected] and introduced himself as kumar & he is working in indian army & he is from mumbai.. He said he is willing to he will purchase product..
I asked kumar how will he pick up the cot during the nationwide lockdown.. He told me he has relatives in my town and tomorrow one of his relatives will come & pick up the cot.. We settled for 13500..
Then he said army doesnot allow him cash transactions & digital wallets.. He can only pay through indian army swipe machine. I told i dont know how it works.
Then he (Kumar) cut the call & and after 15 mins he called again & said he is at the swipe machine & the incharge of swipe machine will talk to me & helps me through out the transaction process.. Then kumar gave his phone to another person who introduced him as incharge of swipe machine.. Then he sent machine qr code to whatsapp from anothe number [protected] & asked me to scan the qr code in phonepe/bhim to check whether the money is getting transferred or not..
I asked him why he sent me a receive money request instead of sending money.. Then he said army swipe machines work in a way that it debits amount first from the receivers account then refunds double amount... At first to check whether the money is getting transferred or not, he sent me a code for 5 rupees which i accepted.. Then 5rs got debited and within seconds 10 rs got credited in my account..
Then he sent me a qr code for receving rs 13500.. I declined it saying i dont have that much amount in my account & only 950 rs are there in my account.. Then he made me beleive that nothing fraud is there & for my trust he sent me a qr code for 900/- & in a dual mind i accepted the request & 900/- got debited from my account..
All this while, he is on a call with me.. He asked me to check my account for refund of 1800/- in my account.. Even after 10 min, when i didnot get the refund, i asked him why my money not being refunded?? Then he told me that if i had an amount of less than 5000/- in my account then the money cannot be refunded... I asked him then why 5/- got refunded??? He said it is a complimentary transaction so i got the refund...
Then he asked me to ask any of my friends who are having more than 5000/- in their accounts to help me get refund of my money within 10 min or the whole money 1800/- (My money & his 900) will get deposited in indian army account.. For which i said my friends dont use digital wallets & that too during lockdown i cant go out to ask help from any friend & asked him immediately refund my money..
Then he insisted again without a min balance of 5000/ in my account i willnot get refund...& cut the call..
After after few min kumar called me again and asked whether any friend of mine is ready to help me.. I told him noone is ready.. Then he said please search for someone who can help me.. If anyone helps me or if have a min amount of 5000/- in my account then only my money will be refunded & he will be able to transfer the entire amount of 13500/- & cut the call..
Now can i get my 900/- refund in my account???
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We completely understand your situation and apologize for the inconvenience caused.
We wish to inform you that without any delay, we have shared the details with the concerned team so that he cannot dupe any more users.
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