Hi,
You are requested to please look into this matter which needs your kind and immediate attention. Please allow me to explain everything layer by layer as under:
On 31st August 2020, I got to know regarding a draw to be held for Signature city from KLV builders Mohali, through Chetan (Dealer), I selected 80 Yards Plot costing 13 lakh 60 thousand.
I filled out 3 forms, One in my name, my husband’s name, and my friend’s name.
Out of 3, 2 forms got selected and my friend decided to drop her plot and I paid the initial amount of 3 lakh 40 thousand as per the initial request amount.
For the rest of the amount, I applied for a Loan via HDFC bank.
KLV builders assigned me Kamal (HDFC Bank guy) to assist me with Home Loan processing.
Kamal was not helpful at all, so I took initiative because he was taking too long to process the application and filled the application online by paying the Loan processing fee.
The loan got approved for a lesser amount, as per HDFC bank, as per land value I can only get 9 lakh amount of loan.
I requested them to review the Loan application again by paying another fee and get my loan approved for 10 lakh 20 thousand.
KLV builders took a month or more to update the Land value as per bank and then I got the loan approved for 10 lakh 20 thousand.
After that, KLV finally sent me allotment papers but they did not attach the initial payment receipt which was required from the bank.
I called and messaged several times so send me the receipt over
But giving me many reasons like lockdown and covid period, they denied and delayed the process.
In August end 2021, I received the receipt but no other demand letter from KLV builders to request loan disbursement or any other communication
My mother was not well, since the second wave and in this third wave too, so I was busy taking care of her
In the meantime, no communication was sent from KLV to remind me to process loan disbursement
I received a call from Chetan( dealer) In December to request disbursement and I started the process.
HDFC Bank said since you applied for the loan twice, the application is closed, you need to reapply for it
Now, I need to pay the fee for the third time to get this application processed and the loan approved.
Therefore, I asked Sunamika( KLV builder worker) to send me an over-demand letter and possession letter as per the bank.
As they always made me feel like a scapegoat, She asked me to contact Aarzoo ( KLV builder worker)
to get the documents.
I pinged aarzoo but did not receive any reply from her end.
After so many tries, sunamika called me and said since you did not make the payment for a long time, we canceled your application.
1) I did not receive any demand letter from KLV builders after receiving all the documents.
2) If they were about the cancel my application they should have called me to at least inquire what is the reason for non-payment and if not paid we will cancel your application.
3) if they have canceled the application, why’s wasn’t informed about it, and what about the amount I already paid to KLV Builders.
KLV builders are big FRAUD and now Sunamika is neither picking up my calls nor replying to any what's app message.
It's my humble request from you to please look into the case and help me with it.
If needed Please contact me at [protected]@gmail.com
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