Mpoccket — Harassment and blackmailing to contact phone book

Dear sir, I have taken Lon from mpoccket of 16000 and unable to pay repayment due to covid situation and no income from.feb 2021, I have mailed them so many times and in between I was ill, I mailed them all papers still they have charged heavy penalty and made my amount 37000, just I managed to pay 17000 as principal amount still they are sending threatening mails to contact my phone book..
It's nbfc under RBI violating RBI guidelines and blackmailing me
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