Navi Loans — Collection issue

Dear All, my EMI was on 1st of every month and on 9th I have paid the EMI online now their representive is calling or harrsing me for paying high penal intrest of Rs.1300 and i denied to pay penal they told that they will call you or also harrsing at any time untill and unless you will not paid the penal.

I am getting msg from [protected] by taking legal action for penal..

Pls do the needful against Navi Loan collection dept because they are not ready to accept the rules of RBI also
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    Navi Loans
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