Personal Account — HDFC Bank Amount wrongly deducted under DC INTL POS TXN MARKUP + ST

Amount wrongly deducted under DC INTL POS TXN MARKUP + ST from my act without my notice last month.

As per my understanding this is "Txn - Transaction. Markup - Foreign currency markup. St - Service tax. It is the foreign currency markup charges charged to your card for doing swiping your card at an International location. ... HDFC bank charges 3.5 of the transaction amount as a fee for using your debit card for a transaction in foreign currency."

Also, amount getting deducted in the name of Amazon Prime, where Amazon denies of such deduction.

Kindly explain this
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