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Sahara India Pariwar Complaints & Reviews

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Updated: Oct 13, 2026
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Sahara India Pariwar reviews & complaints page 142

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S
sandeep Aggarwal1975
from Agra, Uttar Pradesh
Aug 25, 2016
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Address: New Delhi, Delhi, 110006
Website: sahara

DEAR SIR,

I have two investments Control No. [protected] & [protected] dated 12.06.2014 of Rs.10, 000/- each in name Sandeep Aggarwal which has already matured and I have visited 4-5 times in last 3 months in Sahara Office, Sec-11, Noida and have meet to Sh. Raj Kumar Ji and Manoj Ji there but no payment yet made even after given date 10.08.2016. Staff told me that if you will not further re-invest that amount then you will not get easily your money from this office. So, request to please issue my payment at earliest as I am Professional Chartered Accountant and my time is money which I hv also spend many times for getting my refund but not received.

Thanks
CA Sandeep Aggarwal, Delhi Mob. [protected]
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    ranja57
    from Katihar, Bihar
    Aug 16, 2016
    Resolved
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    Address: Katihar, Bihar, 854105

    Sir. mai sahara m benefit mai apni patni ke naam se 1000monthly jama karta tha.. account no:-[protected], member ship no:-[protected], centre name:-katihar sector, code;-1559. address:-dr rajendra path new market road katihar,
    Ir. mere account ka maturity time pura gya tha maine demand bhi book kara diye the[protected] ko. or paisa aa bhi gya h total 66000 ke aas pass h.
    Ir mai maturity form full fillup karke cashier sir ke counter pe diye to wo bataye manager sir ko dijyeh.. manager sir ko diye to sir kah rhe 40000 thousand fixed kar dijyeh or baki cash turant le lijyeh.. maine bola nhi kar sakte paisa ka problem h... to fir kehne lage 3se 4din baad aake cheque le jayyehga..
    Ir mujhe paise ki jarurat h or meri chutti[protected] tak hi h... sir pls help me. my contact no:-[protected], [protected]
    Aug 17, 2016
    Complaint marked as Resolved 
    [email protected] 9122894158 9570626526
    Sahara India Pariwar customer support has been notified about the posted complaint.
    Aug 17, 2016
    Updated by ranja57
    sir..mere complain ka kya status h sir..pls help me...
    Aug 17, 2016
    Updated by ranja57
    mera complain resolved bta rha h sir..jabki abi tak eska kya status h mujhe btaya nhi gya h...
    sahara mai complain karne k koi matlab hi nhi h...no response custumer care...
    I have q shop of 450000. I want to loan from charkhi dadri FC. FC Code -7046.
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      J
      jugal _likhok
      from Delhi, Delhi
      Aug 16, 2016
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      Address: 781001

      I had transfer two account of my wife (reeta likhok) from (rd and t) from silapathar, demaji branch to panbazar branch guwahati on 2005. i have get the rd maturity amount on 14/10/2011 from panbazar branch guwahati. but when i went to sahar office panbazar branch to get maturity amount of t serial no. [protected]. but according to the sahara office panbazar they did not found the said sahara account t.
      Sahara India Pariwar customer support has been notified about the posted complaint.
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        S
        shrivastava9470
        from Hyderabad, Telangana
        Aug 12, 2016
        Resolved
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        Address: Patna, Bihar, 800001

        Dear Sir,

        Myself Shri Narayan Shrivastava has deposited my money in Sahara india Patna branch.I am retired 3.5 years back in the year 2013.I have a daughter(30 yrs old) for marriage. Her marriage is fixed but for finishing my responsibility i need the money deposited at Sahara India Patna Branch.I am under crucial condition as i dont have sufficient money to complete the marriage function. If the withdrawal of the deposited money will be possible i can finish the responsibility and the marriage(November).


        I am already 64 yrs old and my health is also not good(diabitic since last 16 yrs).My wife is also under tretament of high blood pressure.


        Kindly do the needful and help me in withdrawal of deposited money so that a father can succesfully finish his responsibility.


        In the hope of Positve response

        Shri Narayan Shrivastava

        Patna

        mob:[protected]
        Sep 21, 2016
        Complaint marked as Resolved 
        I have not received any email and got no assurance for resolution of my complaint so far.Kindly issue a letter to resolve the issue and forward it to the zonal office Patna and inform the same to me. Regards S N Shrivastava 09948051774 09470017650
        Sahara India Pariwar customer support has been notified about the posted complaint.
        Aug 31, 2016
        Updated by shrivastava9470
        Kindly resolve the issue.Matter most urgent.
        Sep 04, 2016
        Updated by shrivastava9470
        i am a retired employee with the responsibility of my daughter marriage. I have deposited money with sahara india so that i can furnish my responsibilty in future. The time has come kindly suppport me in withdrawal of deposited money.

        Regards
        S N Shrivastava
        [protected]/[protected]
        Sep 07, 2016
        Updated by shrivastava9470
        I have not received any solution or the assurance so far.Please sussgest me the way to get the solution.
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          M
          M S N MURTY
          from Chennai, Tamil Nadu
          Aug 11, 2016
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          To,
          The sahara india

          Sub : un-due delay in releasing death maturity

          Sir,

          This is in ref. To the above cited subject, i the undersigned submit that i have submitted all relevant documents iro death claim in oct'15 at your chipurupalli branch, ap state. However till date the staffs are saying that the claims are under process. My a/c no. Is[protected] &[protected].

          Is it not a ridiculous issue? Pl. Confirm. Further i came to know from sector office bobbili, ap state that the documents which i had submitted in oct.15 at chipurupalli were received on 23rd april' 16. I want to know from the management of sahara india what is the style of working of sahara india for releasing the death maturity.

          Further, i submit that only at our call or office visit, they reply about the loop-holes if any in the documentation. I feel that the staffs duly appointed are worth their office branch managers work are not? I strongly can say that chipurupalli branch incharge is worthless fellow.

          After consultation with the sector office mr. Sarat babu, regional manager at srikakulam mr. Lakshman rao, bza regional manager mr. N n srivastav i came to know the status that the documents have been forwarded to lucknow in last week of july'16 for approval. It may further take another 45 days.

          Now i request & want to know what is the standard period for releasing matured payments or death maturity payments? I want to submit for pre-maturity release all my other deposits to the tune of rs.10 lac. If the delay is so or the working style of co. Is so.

          I want an earliest reply from the management of sahara india along-with stern transfer of mr. Satyanarayana - incharge of chipurupalli branch, who is a lier & has no work knowledge to deal with customers.

          An earliest reply is appreciated.

          Regards,

          M s n murty
          C/o late sri telikicherla satya narayana murty
          Sahara India Pariwar customer support has been notified about the posted complaint.
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            R
            Ravi19feb
            from Srinagar, Jammu and Kashmir
            Aug 7, 2016
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            Address: Lucknow, Uttar Pradesh, 226024
            Website: www.saharacityhomes.com

            We booked a house ( 2 BR Pent house+STD+TRR) in Sahara Prime City Ltd. back in 2004. Its has been over 10 years now since we invested our money. We have been inquiring on day to day basis about the progress of the same but no-one has been answerable. As it has been long so we asked to refund our money but they declined.An immediate action is required.
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              P
              pradeep_behera
              from Kamakhyanagar, Odisha
              Aug 4, 2016
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              Address: Balasore, Odisha, 756001

              Dear sir,
              I pradeep kumar behera a/c no - [protected], [protected], [protected] beg to state that, i belongs to odisha in balasore district. I am a valuable customer of your company. Now ten policies are continued in your company. I invested (10000+10000+10000=30, 000/-) thirty thousand in sahara rajat yojna of three accounts name - pradeep kumar behera, ratnamani behera (Wife) and pradeep kumar behera (A/c no - [protected], [protected], [protected]) dated[protected] at your odisha bhadrak branch code - 1846. After maturity of this scheme i demand for payments dated[protected] at your branch. When i query the branch after one month, the clerk denied me that your payment is not come. After one week again i visit your branch office and meet the branch manager. He checks and told me that your payment reply is come here dated[protected], but there were no funds available here and when it is available than we will call you for your payments. When i request him, he told me that you take 50% payment now and take a new scheme for one year. I agreed and fix 30, 000/-for one year. After completing of one year when i contact the branch office the branch manager told that your policy was transfer to another franchise and refused me to give any payment and told that there were no funds available here. If you take your payments, contact the head office and they will help you. Now the payment is very necessary for my sister marriage.
              Therefore i request to you that kindly solve this matter as soon as possible for your kind consideration than i shall thankful to you forever.
              Thanking you
              Yours faithfully,
              Pradeep kumar behera
              Sahara India Pariwar customer support has been notified about the posted complaint.
              I contact the barrackpore br mgr, he refer to regional mgr, but he also refused to pay, said that you will get payment but when you will get, we can not say
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                K
                kishor bichawe
                from Mumbai, Maharashtra
                Aug 2, 2016
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                Address: Vadodara, Gujarat

                Sahara q shop unique products range limited.

                S. n. receipt no date fw code/sa code name amount
                1 [protected] 23.05.2012 0/[protected] jyotiben k bichawe 58100
                2 [protected] 11.06.2012 0/[protected] ushaben p khatri 8500
                3 [protected] 16.06.2012 0/[protected] jyotiben k bichawe 12750
                4 [protected] 01.09.2012 0/[protected] kishor p bichawe 20800
                5 [protected] 11.09.2012 0/[protected] charulata r waghmode 6950
                6 [protected] 16.10.2012 0/[protected] mayaben s khatri 14450
                7 [protected] 17.10..2012 0/[protected] kishor p bichawe 16550
                138100

                I am follow up for payment of above certificates from january 2015 to sahara india office
                At sahyog branch. vadodara but till mr. ravat was not responding to me for that
                Request you to please arrange to make payment of above q shop unique products certificates.
                Sahara India Pariwar customer support has been notified about the posted complaint.
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                  J
                  jai bahadur
                  from Mumbai, Maharashtra
                  Jul 31, 2016
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                  Address: Lucknow, Uttar Pradesh, 209111
                  Website: www.sahara.in/finance.html

                  Dear sir

                  My name is jai bahadur sachan and I have RD account in Sahara office pokhrayan which branch code is 2066 . All my RD Account are matured but still
                  they are not making . I have requested many time . I have need money . Since last one year center manager of that branch is not made a single payment . I have FD account also which has been converted in Q shop . I have register complain to your Regional manager. If still they will not make my payment i will go court and register case .
                  Sahara India Pariwar customer support has been notified about the posted complaint.
                  Maine 20 march 2008 me sahara me fd kiya tha, Mera fd 2014 me pura ho gya aur mujhe ab tak paisa nahi mila. Please guide me.
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                    A
                    anshul malviya
                    from Bansi, Uttar Pradesh
                    Jul 25, 2016
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                    Address: 464668

                    महोदय
                    मैं सहारा इंडिया परिवार का एक नियमित उपभोक्ता हूं। मै पिछले 7 सालो से सहारा इंडिया लिमिटेड में अपनी बचत राषि जमा करवाता आया हूं। परन्तु अब आपके कार्यकर्ताओ द्वारा राषि समय पर लौटाई नही जा रही है एवं उनका व्यवहार भी संतोषपूर्ण नही होने के कारण अब मुझे आपके संस्थान में राषि जमा करवाने में असुविधा महसूस हो रही है। मेने कुछ दिनो पूर्व ही आपके संस्था में 3 लाख रूपये की फिक्स डिपॉजिट करवाई है परन्तु फिर भी मेरे पिछला भुगतान समय से लगभग 7 माह बिलम्व होने के बाद भी नही हुआ है। मुझे हर वार एक नई तारीख दे दी जाती है। जब मैं अपनी तय तारीख पर शाखा प्रबंधक अवदेष सिंह ठाकुर के समक्ष पहुंचता हुं तो मुझे अभद्र व्यवहार किया जाता है और फिर एक नई तारीख दे दी जाती है। जब मैने इसकी षिकायत भोपाल एरिया मैनेजर श्री राजेन्द्र साइमन से की तो उन्होने मुझे समझाकर एक नई तारीख दे दी। परन्तु जब मैं तय तारीख पर एरिया मैनेजर के समक्ष उपस्थित हुआ तो उन्होने भी मेरा भुगतान करने में आनाकानी करनी शुरू कर दी। मेरा खाता क्रं. [protected] है जिसकी जमा अवधि 24 दिसम्बर 2015 को पूर्ण हो चुकी है। परन्तु अब तक मुझे उसकी भुगतान राषि प्राप्त नही हुई है। जब इस संबंध मे मैं 13 जून 2016 को एरिया मैनेजर राजेन्द्र साइमन के पास पहुंचा तो उन्होने भी मुझे तारीखें देना शुरू कर दिया। परन्तु आज दिनांक 25 जुलाई 2016 तक मुझे अपनी भुगतान राषि प्राप्त नही हुई है। अतः महोदय से निवेदन है कि अपनी संस्था के कार्यकर्ताओ की कार्यप्रणाली सुधारते हुए मुझे मेरी भुगतान राषि प्रदान की जावे। मेरे द्वारा संबंधित जानकारी नीचे दी संलग्न है।
                    नाम- अंषुल मालवीय
                    संपर्क आवेदक अंषुल मालवीय- [protected]
                    पिता का नाम- जीवन लाल मालवीय
                    जन्मतिथि- 30.08.1990
                    खाता क्रं.-[protected]
                    शाखा प्रबंधक- अवदेष सिंह ठाकुर
                    शाखा प्रबंधक संपर्क- [protected]
                    एरिया मैनेजर- राजेन्द्र साइमन
                    एरिया मैनेजर संपर्क- [protected]
                    पता - बरेली जिला रायसेन मध्यप्रदेष 464668
                    Sahara India Pariwar customer support has been notified about the posted complaint.
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                      S
                      shivamgyanu
                      from Meerut, Uttar Pradesh
                      Jul 23, 2016
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                      Address: Gorakhpur, Uttar Pradesh, 273001

                      Sir.
                      My name is ramesh chandra s/o raghunath lal.
                      I deposited in sahara m benefit scheme.
                      This is monthly deposit scheme.
                      I am retired from my job so i could not deposit in account.
                      I want to take 100% loan against my deposited amount.
                      But company is not sanctioning loan.
                      Please help me for sanctioning loan.
                      My account no
                      [protected]
                      Member no
                      [protected]
                      Date of opening[protected]
                      Deposite amount 41000
                      Sahara India Pariwar customer support has been notified about the posted complaint.
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                        Sekhar Nagireddy
                        from Muvattupuzha, Kerala
                        Jul 18, 2016
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                        Address: 530051
                        Website: BSNL

                        I have invested rs 55338 on 19/12/2007 vide receipt no [protected] and rs 55338 on 20/12/2007 vide receipt no [protected] for 80 months in bharat nagireddy's name (son) in their mancherial branch/ sector (ap/telangana) under sahara swarn/ rajat yojna (b). i have deposited both receipts in their branch office in dec 2015 for collection after the maturity date and i have received payment against the 1st receipt in june 2016 and the payment for the 2nd one is not received till date inspite of my repeated requests. the new branch manager manchrial branch mr. mukunda lal is very adamant in talking on the repayment and forcing me to reinvest for another 3 years. other wise he says interest will not be paid from june 2015 onwards. i am a senior citizen (68 years) and can not wait for that long
                        [protected]@gmail.com, cell [protected]
                        Sahara India Pariwar customer support has been notified about the posted complaint.
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                          sanubhai
                          from Siliguri, West Bengal
                          Jul 16, 2016
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                          Address: Darjeeling, West Bengal, 734101
                          Website: saharaindiapariwar.org

                          Dear sir/mam,
                          This is to inform you that we are facing lot & lots of problems in getting our own payment, it has been since a year & half of maturity date but till the date no payment has been made. I have called more than hundred times to office but they have got only one answer payment has not came it will take 1 month more, from the date of maturity till the date same answer i am hearing from them. One more thing what kind of branch manager do your company have he don't know how to talk & behave with customers. I kindly urge to do needful as earliest as possible. A/c is on the name of my mom. A/c details given below:
                          A/c name & number: santoki rai [protected] & [protected][protected].

                          Thanks & regards
                          Tsheetiz rai
                          [protected]
                          [protected]
                          Sahara India Pariwar customer support has been notified about the posted complaint.
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                            Binoy Mondal
                            from Mumbai, Maharashtra
                            Jul 15, 2016
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                            Address: Kamrup Metropolitan, Assam, 781020

                            Hi!
                            This is to inform you that i recently visited guwahati branch office regarding my claim to be received.. which is pending since 1 year. first day when i visited mr ghost misrepresented the branch manager who's name is mr gokul baishya.. i wanted to meet the manager, mr ghosh misrepresented me.. so that i could not contact the branch manager.. and it's was starnge that branch maneger was right beside me.. but he did not presented him as branch manager.. i came to know that they are misrepresenting me when i visited another day... and i found that. the person who misrepresented me was the branch manager and was sitting in the cabin.. when i asked mr ghosh why did you misrepresented me yesterday.. he behaved very badly with me.. if this kind of attitude is being presented my the sahara india pariwar employees to customer, how can we have faith in this company...
                            Sahara India Pariwar customer support has been notified about the posted complaint.
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                              Rahul Maheshwari 438
                              from Bathinda, Punjab
                              Jul 10, 2016
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                              Address: Kanshi Ram Nagar, Uttar Pradesh, 207123
                              Website: www.sahara.in

                              Dear sir, I have invested RS 65, 300 as advance for booking of housing unit under Sahara city homes scheme dated 14.12.2004. But sorry to say that any house allotment is not done. so please take necessary action in this matter as soon as possible.
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                                Ajay Tailor
                                from Vyara, Gujarat
                                Jul 9, 2016
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                                Address: Tapi, Gujarat, 394651
                                Website: saharaindiaparivar

                                My name is ajaybhai babubhai tailor
                                1) i have invested 15000 rs.in sahara unique scheme in 15/12/2007. my certificate no is[protected]
                                2) i have invested 10000 rs.in sahara q shop plan-h scheme in 11/02/2013. my receipt no is [protected]
                                3) i have invested 50000 rs.in saharayn e-multipurpose society limited scheme in 13/12/2014. my membership no. is[protected]
                                These all these investment done from vyara guj. and no any response from local office and head office.
                                Sahara India Pariwar customer support has been notified about the posted complaint.
                                My name is ajaybhai babubhai tailor
                                1) i have invested 15000 rs.in sahara unique scheme in 15/12/2007.
                                2) i have invested 10000 rs.in sahara q shopplan-h scheme in 11/02/2013.
                                3) i have invested 50000 rs.in saharayn e-multipurpose society limited scheme in 13/12/2014.
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                                  shivamgyanu
                                  from Meerut, Uttar Pradesh
                                  Jun 29, 2016
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                                  Address: Gorakhpur, Uttar Pradesh, 273165

                                  Sir.
                                  My name is ramesh chandra s/o raghunath lal.
                                  I deposited in sahara m benefit scheme.
                                  This is monthly deposit scheme.
                                  I am retired from my job so i could not deposit in account.
                                  I want to take 100% loan against my deposited amount.
                                  But company is not sanctioning loan.
                                  Please help me for sanctioning loan.
                                  My account no
                                  [protected]
                                  Member no
                                  [protected]
                                  Date of opening[protected]
                                  Deposite amount 41000
                                  Sahara India Pariwar customer support has been notified about the posted complaint.
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                                    M
                                    MANOJ CHOURSIYA
                                    from Delhi, Delhi
                                    Jun 28, 2016
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                                    Address: 487001

                                    Sahaara shree ji
                                    App se nivedan hai ki sahara india narsinghpur sector aur sector brance ki halt bhut khrab hai due paymement 4crore se jyada ka ho gaya hai. Roj office main marpet ki nobat aa rahi hai.
                                    Krpa kar payment ki tarf seriously dhyan de. Agento ke jindgi khatre mai hai. Aye din hamare sath marpet jaisei halt banti ja rahi hai. Apke ache vakt ke sath rahe agent ajj bure samay se gujar rahe hai.
                                    Aur apko jankari nahi hai. To krpa kar dhyan dejiye nahi to branch band ho jagi.
                                    Narsinghpur baranch chindwada region bhopalzone
                                    Sahara India Pariwar customer support has been notified about the posted complaint.
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                                      pramod@45
                                      from kashipur, Uttarakhand
                                      Jun 24, 2016
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                                      Address: Udham Singh Nagar, Uttarakhand, 244713
                                      Website: www.sahara.in

                                      127 days ago i have already submitted complain vide indian consumer forum on 18th feb, 2016 showing resolved but till date i got no solution, pls help me... To resolve this long pending issue, i had aslo talked to abhisek ji sinha dealing this complain but got assurance just enjoying with the public money.

                                      Ref of complaint

                                      I am continuously follow-up for the refund and placed so many reminders but people from sahara not able to give me firm date of releasing the payment. How disgusting is it!
                                      I don't know who is responsible to answer me, i am requesting for refund from dated 18.05.2014 and company is not listening to me.

                                      Neither company is starting their project nor refunding the payment and also not answering my calls/mails,

                                      I am very disappointed with such a bad service from sahara city homes.
                                      I had cancelled my flat in sahara prime city homes, kashipur (Uttarkhand) 18 month back vide cancellation ref no. Sch/kvp/sales/may/2014/18. But i haven't got any refund amount till date however, refundable amount should be revert within 45 days.
                                      But sahara homes is not stand on his commitment.
                                      Staff from sahara is not supportive at all. I called many times to sahara homes office but i am getting only answer "your money will revert soon"
                                      Sahara is cheating with customer and making them fool.
                                      Sahara India Pariwar customer support has been notified about the posted complaint.
                                      Aug 25, 2016
                                      Updated by pramod@45
                                      Its 6 months gone of launching the complaint in the consumer forum.Till date the company (Sahara City Home) didn't respond anything, still just enjoying with the public fund.

                                      I have applied for Flat cancellation after the waiting period of 3 years, when company didn, t start their project i cancelled the flat booking and almost one and half year gone, company just assuring me about fund refund.

                                      I am very disappointed and I request Govt agency to take strict actions against these types of cal-pit peoples and firms which didn, t mind anything just cheating and making the people fool.
                                      Dec 13, 2016
                                      Updated by pramod@45
                                      No response got till date from the Sahara India pariwar customer support. Very disappointed. How company dare to enjoyed with the public fund.
                                      Because of such leniency, company like "sahara city home" usually dare to misuse the public fund.

                                      Feeling annoyed and useless to lodge the complaint in consumer forum. Don't know how this forum helped people to get rid from such complaints.
                                      Regards,
                                      (Pramod Kumar Sati )
                                      Mob. no. [protected]
                                      Feb 07, 2017
                                      Updated by pramod@45
                                      How many times i have to urge ? Still waiting for positive response from Sahara Prime city Home offices..towards resolving this issue. Will Sahara be able to understand or not ?

                                      See company will never grow with such type of act. Ultimately God will punish..
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                                        J
                                        Jyotirmay76
                                        from Kolkata, West Bengal
                                        Jun 23, 2016
                                        Resolved
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                                        Resolved

                                        Address: 741160
                                        Website: Sahara India

                                        Sir,
                                        I regret to say that I had deposited the sum of Rs.8, 000/-(Eight thousand) only on[protected] in Fixed deposit scheme of Sahara at Plassy (Branch code-1612), Nadia (West Bengal) through agent Sri Jaydeb Biswas who is no longer the worker. The particular of my investment is said above. Maturity date of the investment was 28.02.2016.

                                        I had been contacted to the branch office on last of Feb’16 for having my maturity but your official said to contact after April’16 and as per their advice I have contacted on 12/05/2016 and they said to contact again after one month. And after 13/05/2016 I have given repeated telephonic reminder for my maturity amount but your office (Branch Manager Mr.Parui) did not make me my payment and neither gave any assured date of payment.
                                        My agent, Sri Jaydeb Biswas had been to the branch office accompanying myself on April’16 regarding the matter.

                                        Sir, I am a mere poor farmer so, I request you fervently to do the needful for the payment in no time.

                                        Awaiting your prompt response from your end.
                                        Thanking you,

                                        Truly yours,
                                        Sanat Kumar Ghosh.

                                        Mob: [protected].
                                        Date: 23.06.2016

                                        Vill+ Po-Raghunathpur,
                                        Via-Tehatta, Dist-Nadia.
                                        Pin-741160(West Bengal)
                                        Jun 29, 2016
                                        Complaint marked as Resolved 
                                        Sir, No action taken from Sahara India Pariwar (by phone or by e-mail or by post nothing) till now.They updated false statement ( that problem resolved). Please arrange to give my maturity amount.
                                        Sahara India Pariwar customer support has been notified about the posted complaint.
                                        Sahara office staff (Branch Manager, Plassy, Nadia, West Bengal) are not agree to receive my written complain
                                        Till date no action taken from Sahara
                                        Sir
                                        नीद से जागो।कंप्लेटà�...⇄ पर जोर दो टीडीएस के पैसे जमा करो
                                        I had invested in sahara credit cooperative society... And the current situation is company is not able to pay the amount back.. How can i recover it??
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