Visu Fin — Loan fraud

My name is sagar myt pan no: EIYPM9378F sir my cibile scor was dropped due to non payment of my emi of lone taken by visufin it was showing outstanding is there in My account but i naver had any lone from visufin but is was shiwing in my account for a payment of rs 2 for the month it was impacting my cibil score so kindly needful help to solve the issue.
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