[Resolved]  Bajaj Finance — Bajaj Finance Ltd - Loan No 4000CD00455571 , harassment by Bajaj Finance people

Address:

Hyderabad, Andhra Pradesh

Hello, I took a consumer durable loan, for a LG-AC AIR CONDITIONER LSA3NR3F just because a 0% interest option was available. With EMI Start date of[protected] and with end date of[protected]. Now it seems to be a huge mistake! I opted for ECS, which was not presented correctly to my ICICI bank and hence they did not release the amount. Please note that my ICICI bank account always has enough funds since my car loan other Bajaj Commodity Samsung 32 Inches TV 4000CD[protected] Which is smoothly Closed) both get deducted from there. I told the same to Bajaj Finance many times, to present the ECS correctly, however no action was taken. I paid the EMIs on time to a person who came to collect the amount from me. Later i got an SMS to pay Rs. 1750 more for "check bouncing charges"! that was not my mistake hence I would not pay it and no NOC was given to me. I got no information later. "before few days i got SMS saying that my EMI Card has been unblocked and i can shop again at Bajaj stores". Now I am getting calls from people who say they are Sub Inspector of police Namely Vikram Singh Rathod Cell Number : [protected] and Bajaj Advocate Bharadwaj, phone number : [protected] a Cheating case 420 has been filed against me in Delhi High Court and I would arrested, would have to pay 1 lakh, my name would be put in CIBIL and so on! He was asking me to come to Delhi to attend high court on has been registered on me. I am well educated and informed to understand that these are collection agents, however what does this say about the standards and processes of Bajaj Finance? Are these fair loan collecting techniques? I can easily pay Rs. 1750, but why should I pay when the mistake was on your side? You presented the ECS wrongly, did not take an action to present the ECS correctly, even after being repeatedly informed, you did not inform me of the cheque bouncing charges before and now harassing me like this? Does this not constitute a case of harassment against the company and a case for the consumer court for not following fair banking practices?. I have a huge circle of friends in the IT industry and the social network who would need loans for various purposes in the future. Is this is the way Bajaj Finance wants to build a reputation among us? This set of incidents is building a very poor impression of your company in my mind. So request to take appropriate action. Please close my loan number 4000CD00455571 and provide me with the NOC certificate. Thanks and Regards, Balaji Cuppala