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sdfsdf Complaints & Reviews

sdfsdf - THIEVING RECOVERY

User
 rsajan on Mar 6, 2011
I recently came across HDFC, the largest private housing financiers in India advertising that their Cochin office had taken over some properties for non-repayment. The majority of the cases had total outstanding balances of less than Rs. 1.75 lakhs, to read from the advertisements. Considering that even a Cent of housing property in Ernakulam district is worth more than Rs. 2 lakhs, this seemed to be over enthusiasm for some reason on the part of the lenders.

It was seen that these loans had all been taken around 2002-2003 when the interest rates were around 7 or 8%. Within a few...
Complaint comments Read comments [1] Complaint category Loans

sdfsdf - Interest rate

User
 viky1982 on Jan 19, 2011
Hi,
I have home loan from HDFC since last 4 years on floating rate basis. When I was first looking for the home loan to purchase a home, I was given a major attraction from HDFC in terms of rate of interest being 9% at that time. I was in need and they processed everything very quickly. Since then they raised it to 10% within a few months, then to 10.5 and also 11 on a few ocassions. I talked to them and they said it is market driven. They kept it at 10.5 all the time which is still acceptiable somehow. Now in last couple of months, they increased it to 11.75% from 10.5% without even notifying...
Complaint comments Read comments [1] Complaint category Banks

sdfsdf - Charges are very very higher

User
 chinnaandjack
They are charging more and more for verification.around thrice the amount when compared to public sector banks.Please never opt loans from hdfc limited........
Complaint comments Read comments [1] Complaint category Loans

sdfsdf - misbehaviour

User
 abhi174
this is to inform that i prem dutt meharotra age 62 yr took loan from hdfc (housing loan) i regulary deposit my monthly installment. this month the hdfc rathyatra branch manager demanded to deposit two months installments. i refused he talked very badly and ordered the bank staff to not to deposit the installment untill i give two installment. though i am depositing my monthly installment he even abused me and threatens me to see when i warned them to complaint in the consumer forum the manager mr dutta and mr ashish tandon of lucknow branch talked very badly and refused to deposit the installment.my...
Complaint comments Read comments [1] Complaint category Loans

sdfsdf - SLOW PROCESSING OF HOME LOAN

User
 harishchand2271
1. I HAD APPLIED LOAN WITH COMPLETE DOCUMENTS TO HDFC LTD AT BHIWADI ABOUT EIGHTY DAYS BACK. NEITHER LOAN HAS BEEN PASSED NOR ANY INFORMATION IS GIVEN DESPITE CALLING NUMBER OF TIMES. MY CONTACT NUMBER IS 09216614147 AND I WOULD BE GREATFUL TO HDFC BANK, BHIWADI IF SOMEBODY KEEPS ME UPDATED AS TO AFTER HOW MANY MONTHS MY LOAN WILL BE PASSED ?.


THANKING YOU

HARISH CHAND
LOAN APPLIED FOR 3BHK AT KRISH CITY BHIWADI...
Complaint comments Read comments [1] Complaint category Loans

sdfsdf - Very Very Poor service

User
 pratappv
Hi All,
I had submitted the documents to HDFC for home loan on 21st July 2010. After following up daily i was able to to get the loan sanctioned on 17th Aug 2010. After that i had submitted all the original documents to the HDFC Loan Khoparkhairane branch for disbusring the cheque in the name of the seller, for which they told that it will take 3 days..Its almost close to eight days now and they are sure of whern can tehy give me the cheque.

Friends..i suggest please don't Go for HDFC Home loan in any case. You will have to suffer alot. and you will be the only person...
Complaint comments Read comments [1] Complaint category Banks

sdfsdf - Restrictions on Prepayment

User
 bhavikn
I took a loan from HDFC last year and propose to prepay asap. Yesterday Lower Parel branch informed me that with effect from 1 May 2010 borrowers can prepay the loan only two times in a year. Firstly, this is completely unfair as they are already taking prepayment penalty. Secondly, they have not even informed the borrowers of this important change of rule and they are bold enough to tell me openly that they do not need to inform me. Assuming that this change is legal, they should have at least informed the borrowers in advance. They did not even inform me when I went to prepay in June. I do not...
Complaint comments Read comments [1] Complaint category Loans

sdfsdf - Timely disbursment of loan

User
 bjeeva_raj
Loan File No:359398417

Sub: timely disbursement of loan

I have given power to my mother for loan since I will be travelling to abroad often.

I submitted all the documents to my executive Mr. Srinivas by 12th April 2010.
Processing fee was deducted from my account on 27th April.
I got loan approval letter on 6th May.

But the loan is not disbursed so far.

I have applied a loan and got it sanctioned and completed roof construction also.
But still your bank is sitting on my file without disbursing my loan.
Complaint comments Read comments [1] Complaint category Banks

sdfsdf - Fraud and Cheating the Customer

User
 Dhanunjaya
Dear Sir/Madam

I (P. Dhanunjaya) have taken a home loan in HDFC Bank, Vellachery Branch. The Builder (Balaji Constructions not registered ) and loan facilitator have the tie-up. The loan facilitator explain that they will scrutinized the documents and they have own employees of HDFC bank to monitor the site and they will look into the construction phases. The Builder constructing the apartment as his own fashion, extended the building front, back, left and right side and raising the construction area and taking the money. The builder constructed other apartment and occupied our land....
Complaint comments Read comments [1] Complaint category Building Developers

sdfsdf - Unnecessary charges for a registered flat

User
 spayra
Dear Madam/Sir,

This is reference in regards to my home loan from HDFC Limited, C-Scheme, Jaipur 300201. I have taken home loan from HDFC limited from above cited branch. My home loan account number is 529221522. I have collected 2 cheques of 2,50,000/- by name of the property builder and 1,00,000/- by my name for registration cost on 30th March, 2010.

When I went to submit the cheque in bank, I noticed that they have wrongly printed the details of the cheque . I have informed them (Mr. Nikhil Jain) at that particular instant and he happily agreed to issue a new cheque...
Complaint comments Read comments [1] Complaint category Loans

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