Cleartrip — Refund of My international Travel Ticket Canceled

Hello I canceled my trip ID[protected] on both Clear trip website and United airlines website on or about Jan 02, 2022 for my international trip starting April 21st, 2022. United Airlines PNR : I4LZVK

I got a prompt confirmation from cleartrip that the refund is being processed. When I see my cleartrip account I see

Cancellation Confirmed On 23:50 hrs, 02 Jan 2022
Refund Verified Expected by 23:50hrs, 03 Jan 2022
Refund Generated at 21:13 hrs, 04 Jan 2022.

I have these questions:

1. I don't know if I would get a refund in my original form of payment (net banking) credit to my savings account and if so what is the amount of credit and when is it expected.

2. If instead I would get a shell credit / credit to clear trip wallet - What amount and when can I see that credit so that I can use it to book another trip of mine - On cleartrip website or United.com website