[Resolved]  ABN AMRO Bank Credit Card — Removal of my name from CIBIL

Credit Card — Removal of name from Cibil

Hello,

I was using credit cards of Standard Charterd Bank & HSBC Bank. Due to some descripency in billing i stopped paying my credit card bills as even after several complaints to the bank my issue was not resolved. Later, both of agreed on a settlement amount & i did make the payments. I received No Dues letter from both the banks but still my name is appearing in CIBIL which is hampering me in taking fresh loan or credit card.

I hereby request you to kindly remove my name from the defaulter list as i have already made the payments & have the Settlement letters from both the banks. I will be really greatful to you if you can resolve my issue on priorty.

Thanks,
Akshat Mishra

Sir,

The members of the cibil have to update your profile and remove dues from the already submitted cibil by them. I suggest that you may approach the above said banks and ask them to do so.

If you have more doubts do reply...
[protected][protected][protected]
Hello,

I was using credit cards of Standard Charterd Bank & HSBC Bank. Due to some descripency in billing i stopped paying my credit card bills as even after several complaints to the bank my issue was not resolved. Later, both of agreed on a settlement amount & i did make the payments. I received No Dues letter from both the banks but still my name is appearing in CIBIL which is hampering me in taking fresh loan or credit card.

I hereby request you to kindly remove my name from the defaulter list as i have already made the payments & have the Settlement letters from both the banks. I will be really greatful to you if you can resolve my issue on priorty.

Thanks,
Akshat Mishra

I want to know that my name is there in satyam list because i had dispute with few credit card company regarding balance transfer and annual fees.Pls let me know so i can put my stand to resolve issue
Sachin Shrirang Deshmukhe
A/5, Best Swasadan CHS Ltd, Liliya Nagar, S.V. Road, Goregaon(W[protected].
DOB: 15/11/1976

Dear Mr. Mishra,

Kindly note that in every cases of SETTLEMENT ; in a prima facie, Banks use to incurr a huge financial loss and thats what as per the guidelines they reserve the right to refer your card details to the negative database/regulators such as CIBIL which appears as " WRITTEN OFF ".

Further CIBIL [Credit Information Bureau (India) Limited] is a neutral service provider and the reports are purely based on data reported by various members. It is an informative database of all customers having any kind of financial liabilities (past/current and good/bad) with all the financial institutions. This database is updated by all the financial institutions on a periodic basis with regards to the payment track of customer. Hence, he customers name are never deleted but are updated on a periodic basis in the database.

So in order to give you a better advise, you kindly put a mail to SCB on head.[protected]@in.standardchartered.com and for HSBC on [protected]@hsbc.co.in, sathya.[protected]@hsbc.co.in, [protected]@hsbc.co.in.

You may write me for any further assistance.

Regards
K Rajneesh
Head
INDIAN CONSULTANT GROUP
( Expert in Banking Disputes & Grievances )
Email : [protected]@indianconsultantgroup.com
visit us : www.indianconsultantgroup.com

Abn Amro Bank (Credit Card) — Name in CIBIL

Dear Sir/Madam,
I Paresh Mishra holding credit card of ABN AMRO Bank, my credit card number [protected] due to some financial crises i unable to pay the due amount in 2006 but i dont have any intension to default the card in May 2007 i want to clear all the dues as a part i deposited Rs.6500/ & Rs.3000/-at Juhu branch & cleared all the dues of the bank, after 1 year i.e., in 2008 i applied for a credit card for Standard Chartered & it has got rejected when i try to find the reason i found that the ABN AMRO bank shows me as a defaulter & thats the reason why my credit card application has got rejected when i approach ABN AMRO bank call centre they says that it is going to be remain the same.I request you to kindly find out the way from this problem as no finance institution is ready to provide me a credit card nor loan.
Looking for the long and fruitful relationship.

Please accept this request as early as posibble and do the needful.

-Paresh Mishra
[protected]

ABN AMRO Bank — Why my name is in CIBIL

Sir/Madam,

I had forclosed my ABN Ambro credit card no.[protected] on 4th Oct 2005 after paying the final payment of Rs.7669, closure amt was given by callcentre executive after the heated arguement over the safety net charges. Safefy net charges was put without my concern. I asked the executive to reverse all the safety net charges 7 we had an heated arguement. After that i had decided to cancelthe card & asked her the same. She said, I can't cancel the card, if there is an outstanding in the card. Taken the closure amt and paid same on 25-oct-2005 & received the card cancellation letter from Delhi on 10-Oct-2005.
After reciveng the letter from the bank, I was under the impression card is closed, but fact was that they didn't initiate the card closure, because of which card was reported to CIBIL for deliquency.
I have never defaulted in my lifetime, but still my name is there in CIBIL.I had approcahed many times to your local office in hyderabad & interacted with one shilpi singh. She assured me that, she will reverse the safety net & close the card.
Later I got to know that shilpi singh was terminated from the services.
Last month, I approcahed Mr.Hussain, recovery manager, who has reversed the card and asked me to pay Rs.50 and closed the card & given a closure letter on 26th June 2009.
I unable to avail loan from any bank because my name is there in CIBIL.
regds
Vinay
[protected]

Credit Card — Removal of my name

Request you to remove my name from CIBIL since i have received NO DUES COMPLAINT from the concerned Credit Card Company