[Resolved]  Aricent — Credit Card Disapproval

Address:

Hyderabad, Andhra Pradesh

Dear HDFC Bank Credit Card Department,


Please note that i applied for HDFC Credit Card and got Reference No : [protected]S3 & [protected]S3 . I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY


Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
PLEASE RESPOND TO LETTER SENT TO YOU FOR FURTHER PROCESSING OF HDFC BANK (It was said to drop my address proof at any of ATM) which I already sent, after following up it was said to apply again.


We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Ritu, Executive called and we given all papers and verification also done positively.

I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI

We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Personal Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC.

Please provide reason or else i will file case in consumer court.

Regards

Syed Ahmed
[protected]