[Resolved] Axis Bank — Cheque Bounce | |||
Dear sir, My self Naveen kumar and i have an salary account in Axis bank [AC: [protected]] and I have issued cheque no 184014 [date 2/03/2012] of Rs . 505104 for foreclosure of home loan to HDFC bank but cheque was bounced due to signature mismatch as confirmned by HDFC bank. I did not get any information by Axis Bank for signature mismatch due to this i am bearing extra interest amount for HDFC home loan foreclosure. Even Though I issued a new cheque no 184016 of Rs. 506268 [with extra interest amount] for HDFC home loan foreclosure on date 12/03/2012 but agian cheque is bounced. Kindly suggest how can i pay the amount for home loan foreclosure and how can i get my home registry. And also refund my interest amount as i have earlier paid. Regards, Naveen Kumar Mob: [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 10 Comments | |||
Comments
Dear Sir/Madam,
I Venu Tatineni here with submitt my issue with Axis Bank.
I am employed with Global Infovision Pvt. Ltd., my Account is salaray a/c with Axis Bank., Srinagar Colony, Ameerpet, Hyderabad - 500073., my account number [protected], i have issued a cheque to HDFC Bank amount of 4510/- Rupees only.. in regard to credit card payment and my cheque is been bounced on 25/04/2009 though i have sufficient funds in my account. I have given a complaint regarding the same to the bank but there is no reponse from the bank.
I have been charged the cheque bounces charges from both the banks., and HDFC bank has charged me the late payment charges, finance charges, and other charges.. Iam facing somany problems from Axis Bank since 2 months.. I have requested them to rectifiy the issue but they are not at all bother about the customer.
My Mobile No. [protected]
I kindly request you to resolve the issue as soon as possible..
Thanking You
Regards
Venu Tatineni
I Venu Tatineni here with submitt my issue with Axis Bank.
I am employed with Global Infovision Pvt. Ltd., my Account is salaray a/c with Axis Bank., Srinagar Colony, Ameerpet, Hyderabad - 500073., my account number [protected], i have issued a cheque to HDFC Bank amount of 4510/- Rupees only.. in regard to credit card payment and my cheque is been bounced on 25/04/2009 though i have sufficient funds in my account. I have given a complaint regarding the same to the bank but there is no reponse from the bank.
I have been charged the cheque bounces charges from both the banks., and HDFC bank has charged me the late payment charges, finance charges, and other charges.. Iam facing somany problems from Axis Bank since 2 months.. I have requested them to rectifiy the issue but they are not at all bother about the customer.
My Mobile No. [protected]
I kindly request you to resolve the issue as soon as possible..
Thanking You
Regards
Venu Tatineni
I have issued a cheque of Rs 1 lakh 80 thousand with my signature that i have been doing for last 5 years in it. On the reverse of the cheque i have given my contact details & payment details to whom i have been made.
The said cheque was dishourned by axis bank stating reason of signature mismach in their record.
The result of which i suffered financial loss to whom i have issued cheque & reputation.
The axis bank didnt check the contact number that is mine which is also recorded in their database in the back side of the cheque.
If they have any doubt they should have called me clarifying details.
These is a calousness on part of bank which resulted in my financial loss.
The bank even donot respond to my clarification despite writing to them so many times.
Kindly confirm what can be done in such a case to cliam financial damage that i have suffered where bank is not responding to my query
The said cheque was dishourned by axis bank stating reason of signature mismach in their record.
The result of which i suffered financial loss to whom i have issued cheque & reputation.
The axis bank didnt check the contact number that is mine which is also recorded in their database in the back side of the cheque.
If they have any doubt they should have called me clarifying details.
These is a calousness on part of bank which resulted in my financial loss.
The bank even donot respond to my clarification despite writing to them so many times.
Kindly confirm what can be done in such a case to cliam financial damage that i have suffered where bank is not responding to my query
Hi,
I've issued a cheque, of my Axis bank account, Rs. 15,000/- which has been deposited on State bank of India. But, this cheque got bounce and the reason mentioned is "Connectivity failure". Consequently, my credibility got impacted and also cause of mental harassment. Moreover, State Bank of India deducted some amount from second party's account.
Kindly advise what would be the process of getting compensation of all the losses incurred.
Thanks,
Prakash
I've issued a cheque, of my Axis bank account, Rs. 15,000/- which has been deposited on State bank of India. But, this cheque got bounce and the reason mentioned is "Connectivity failure". Consequently, my credibility got impacted and also cause of mental harassment. Moreover, State Bank of India deducted some amount from second party's account.
Kindly advise what would be the process of getting compensation of all the losses incurred.
Thanks,
Prakash
g.venu — cheque bounce
I am a client of City Realcom Ltd. first i invested 278000 on 14 april 2009, I received 6 cheques of amount Rs. 8800 dated as 14-Aug-2009 from City Realcom Limited Ltd, I diposited same cheques on 14-Aug-2009 in my Bank, but the 3th cheque has been bounced w...
Hi Sir/Madam,
I am Siva Sankar Sampangi who took a personal loan from your bank with a/c number: PPR[protected].
I took the loan when I was working in Chennai last year. I stayed in Chennai till December. After that I was transferred to Hyderabad.
In Chennai, Every month the personal from your bank will come to our room and will collect the EMI because of no ECS process. So, I visited your branch which is located in PTC (Chennai) and explained about my loan payment and requested them to do necessary steps with regard to ECS.
But no one responded in correct manner and myself help less. later After shifted to HYD, I visited another branch of your bank and requested for ECS. But the bank people said that It will take around 40-50 days of time. So, I stayed calm for January month.
In February I was quite busy with my marriage and even though I expected a call from your bank with regard to ECS but not.
So, finally I waited for ECS activation in Jan and Feb but no updation’s I received from your end.
Later I got a call from your bank in March said that need to pay your EMI quite urgent. But Due to the ECS activation I was waited for 2 months and at the same time I have not received any call from your people. So I too stayed calm.
But yesterday after checking my account statement, I realized that for the last two months axis bank people checked with my cheque’s but due to the lack of money it’s bounced back.
Really I was not aware on this till yesterday and it’s impacted me in another bank HDFC where I was applied for property loan. It’s got rejected due to the issue on cheque bounce in axis bank.
Please think in my point of view and do a favour.
I am not having the character to escape from EMI’s. You people helped me when I needed the money.
Please do the ECS process as soon as possible and reply me which allows to get a loan in HDFC which I already applied.
I am Siva Sankar Sampangi who took a personal loan from your bank with a/c number: PPR[protected].
I took the loan when I was working in Chennai last year. I stayed in Chennai till December. After that I was transferred to Hyderabad.
In Chennai, Every month the personal from your bank will come to our room and will collect the EMI because of no ECS process. So, I visited your branch which is located in PTC (Chennai) and explained about my loan payment and requested them to do necessary steps with regard to ECS.
But no one responded in correct manner and myself help less. later After shifted to HYD, I visited another branch of your bank and requested for ECS. But the bank people said that It will take around 40-50 days of time. So, I stayed calm for January month.
In February I was quite busy with my marriage and even though I expected a call from your bank with regard to ECS but not.
So, finally I waited for ECS activation in Jan and Feb but no updation’s I received from your end.
Later I got a call from your bank in March said that need to pay your EMI quite urgent. But Due to the ECS activation I was waited for 2 months and at the same time I have not received any call from your people. So I too stayed calm.
But yesterday after checking my account statement, I realized that for the last two months axis bank people checked with my cheque’s but due to the lack of money it’s bounced back.
Really I was not aware on this till yesterday and it’s impacted me in another bank HDFC where I was applied for property loan. It’s got rejected due to the issue on cheque bounce in axis bank.
Please think in my point of view and do a favour.
I am not having the character to escape from EMI’s. You people helped me when I needed the money.
Please do the ECS process as soon as possible and reply me which allows to get a loan in HDFC which I already applied.
Hi Sir/Madam,
I am Siva Sankar Sampangi who took a personal loan from your bank with a/c number: PPR[protected].
I took the loan when I was working in Chennai last year. I stayed in Chennai till December. After that I was transferred to Hyderabad.
In Chennai, Every month the personal from your bank will come to our room and will collect the EMI because of no ECS process. So, I visited your branch which is located in PTC (Chennai) and explained about my loan payment and requested them to do necessary steps with regard to ECS.
But no one responded in correct manner and myself help less. later After shifted to HYD, I visited another branch of your bank and requested for ECS. But the bank people said that It will take around 40-50 days of time. So, I stayed calm for January month.
In February I was quite busy with my marriage and even though I expected a call from your bank with regard to ECS but not.
So, finally I waited for ECS activation in Jan and Feb but no updation’s I received from your end.
Later I got a call from your bank in March said that need to pay your EMI quite urgent. But Due to the ECS activation I was waited for 2 months and at the same time I have not received any call from your people. So I too stayed calm.
But yesterday after checking my account statement, I realized that for the last two months axis bank people checked with my cheque’s but due to the lack of money it’s bounced back.
Really I was not aware on this till yesterday and it’s impacted me in another bank HDFC where I was applied for property loan. It’s got rejected due to the issue on cheque bounce in axis bank.
Please think in my point of view and do a favour.
I am not having the character to escape from EMI’s. You people helped me when I needed the money.
Please do the ECS process as soon as possible and reply me which allows to get a loan in HDFC which I already applied.
I am Siva Sankar Sampangi who took a personal loan from your bank with a/c number: PPR[protected].
I took the loan when I was working in Chennai last year. I stayed in Chennai till December. After that I was transferred to Hyderabad.
In Chennai, Every month the personal from your bank will come to our room and will collect the EMI because of no ECS process. So, I visited your branch which is located in PTC (Chennai) and explained about my loan payment and requested them to do necessary steps with regard to ECS.
But no one responded in correct manner and myself help less. later After shifted to HYD, I visited another branch of your bank and requested for ECS. But the bank people said that It will take around 40-50 days of time. So, I stayed calm for January month.
In February I was quite busy with my marriage and even though I expected a call from your bank with regard to ECS but not.
So, finally I waited for ECS activation in Jan and Feb but no updation’s I received from your end.
Later I got a call from your bank in March said that need to pay your EMI quite urgent. But Due to the ECS activation I was waited for 2 months and at the same time I have not received any call from your people. So I too stayed calm.
But yesterday after checking my account statement, I realized that for the last two months axis bank people checked with my cheque’s but due to the lack of money it’s bounced back.
Really I was not aware on this till yesterday and it’s impacted me in another bank HDFC where I was applied for property loan. It’s got rejected due to the issue on cheque bounce in axis bank.
Please think in my point of view and do a favour.
I am not having the character to escape from EMI’s. You people helped me when I needed the money.
Please do the ECS process as soon as possible and reply me which allows to get a loan in HDFC which I already applied.
Dear Sir,
A/C no PPR[protected]
My EMI due was on 5th April. Also i have kept sufficient money in my account. But i received message that my cheque was bounced and i need to pay immidiately.
Till now i have not received any phone call from them regards how to pay and what was happened. But i am receiving message every day that i have to pay.
Sine it was 1st EMI i could not understand what went wrong and from the bank side no proper information to proceed further.
I request your help on this regard.
Thanks/M.Balasubramanian. [protected]
A/C no PPR[protected]
My EMI due was on 5th April. Also i have kept sufficient money in my account. But i received message that my cheque was bounced and i need to pay immidiately.
Till now i have not received any phone call from them regards how to pay and what was happened. But i am receiving message every day that i have to pay.
Sine it was 1st EMI i could not understand what went wrong and from the bank side no proper information to proceed further.
I request your help on this regard.
Thanks/M.Balasubramanian. [protected]
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Banking — cheque bounce
I K.P.Prakash having Savings bank account in SBM Bank JVSL Branch(Code : 40558 ) Toranagallu,KARNATAKA, I am an Home loan customer in ICICI Bank Hubli Branch since February 2006, My Salary is paying to SBM Bank JVSL Branch, so that I have given Post Dated Cheques for the amount Rs.10030 per month EMI towards Home loan to ICICI Bank.
For the month of August 2006 ICICI Bank has been submitted the cheque for the payment of EMI amount but from SBM JVSL Branch reply has been sent stating that insufficient fund in the account even though there is enough amount of money in the account and simultaneously they have debited the amount from my account and it entered in the passbook
After 2 years and 5 months continuous fighting and follow up with ICICI Bank by giving the pass book copy showing the details & I found the documents from ICICI bank, returned statement and Cheque from SBM to ICICI bank.
Now with These documents I have queried to SBM JVSL Branch to rectify the problem. tell me whose fault it is & I have to suffer for two years by recieving the calls & Notices from ICICI bank as defaulter
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