[Resolved] birla — Saral Jeevan Life Cvg | |||
I was applied for the Insurance policy on Birla and the policy name is 'Saral Jeevan Life Cvg - Term 20 Pay Reg'. I was not aware of the administration fees is 40% for the first 3 years. If you pay 2500/month, Rs. 1000/- will be taken as administration charges. As you are all aware that IRDA is reduced the loading fees & administration but when i contacted Birla insurance, they said that it is only for the new policies. Still i am wondering, why regulator and insurance companies are giving the benefit to new customers and whether they are thinking the old customer let them pay the money to make a wealthy profit for Birla. Since it is india, we have to accept everything and pay our hard earned money to make profit of insurance company. My sincere advise to all ULIP holders or looking for new policies, don't investi in ULIP. Always go for insurance seperately and Equity Mutual fund seperate where you can get good returns. Last but not least, ULIP companies are no.1 fraud and cheaters where they are minting the hard earned money of poor people of india. Jai Hind... Srinivasan [protected]@gmail.com Chennai Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 15 Comments | |||
Comments
junk plan.. all ULIP are junk plan.. Only your agents are getting richer here.. I paid 1.3 lakhs in 2 years in this plan, , and current value is 80 thousands.. I didn't save this much of interest ... ...yesterday i called the customer care and asked the surrender charges.. she told 19thousand will be deducted, but still you will get rest money after 3 years.. means I hefta pay for 1 more sucking year... When i bought the plan, sensex was near 14000, and today it is 18000.. still my money is not growing.. I bought this plan from citibank agent..So moral of the story is 1)never buy this policy 2) don't go for any ULIP.. 3) before investing anywhere give 10hrs to internet and understand the product... don't buy immmediately... One funny thing.. citibank agent told me that you would be advised for the swithcing in this product.. But never i got any call from birla sunlife.. When i called birla customer caring told me that you are the only responsible for the swithces.. So the question is why should not i go directly to the share market.. If i lose money, I will get some knowledge.. Here only I have one knowledge..agents to apni maa ke bhi nahi hote.. But I knew this from beginning.. so no knowledge gain here
I strongly agree the above comments.
Do not invest in ULIP. I[censored] need insurance go with term based any insurance company.
If you need investment type go with good mutual funds
- Geetha
[protected]
Do not invest in ULIP. I[censored] need insurance go with term based any insurance company.
If you need investment type go with good mutual funds
- Geetha
[protected]
yes - i too agree 1000% - this is plan - those who is reading this, for god's sake don't invest in these fraud plans. you are wasting your monday.
yes I agree it is fully fraud.Miracle of this type of policy is reducing our gross money paid amount.I can't believe.for this share market is best.
yes i too agree. i paid 60, 000 (15k 4 installment). After 4 yrs but when i call the customer care they told i having 53, 900 in my acct. its a bull plan...birla is waste...fully waste... my stomach is burning...burning...burning...
yes i am also agree with you people. i am also cheated by birla. I paid 58 k in two year and my current fund value is 46 k . I suggest that never invest in any birla investment plan in future.
---Satyapal Kaushal
---Satyapal Kaushal
saral jeevan life cover birla — higher charge on monthly basis
i invest yearly 19 k but it found that they are charging on a high rate on monthly bais which show company is eating my capital without any income on fund . further there is irda rule though company is showing thumb to rulei will never suggest any one to go with such company
s. uddin
i agree 100000% birla is cheating
i also paying 19 k yearly and found they are eating my capital for last three years by charging on monthly basis. where is no monthly income and even they never any further information
though there is govt rules irda but they show thumb to such rule
never run to ulip & birla
i also paying 19 k yearly and found they are eating my capital for last three years by charging on monthly basis. where is no monthly income and even they never any further information
though there is govt rules irda but they show thumb to such rule
never run to ulip & birla
yes they are cheating us
I also put birla life insurance, Saral Jeevan Life Cvg - Term 20 Pay Reg, the f...r they dont tell about the 40% administrative charges now 4 years complete i put 42800/- Rs and Now I check my account there only i have 25000/- Rs. I went their office and ask about this things they are telling please wait for one year u will get more than u invested money. how can i get i asked them?? for that they told no administrative charges will detect and also u get profit like this stories they telling, I become mad of this due to this f...g insurance.
What I have to do??? whether i can continue and can get profit or shut it down which is better please advise me... You are advise is appreciated, please do a favour to me friends...
By Sheik mohamed
[protected]@gmail.com
What I have to do??? whether i can continue and can get profit or shut it down which is better please advise me... You are advise is appreciated, please do a favour to me friends...
By Sheik mohamed
[protected]@gmail.com
Saral Jeevan Life Cvg - Term 10 Pay Reg
birla — Abusive executive
I got a call from +91 [protected] selling me an interest free loan from Birla. The guy was extremely rude while talking and when I said I don't want the loan the guy started abusing and hung up. How can I catch hold of this guy? Pls help. I put around 1, 50, 000 ..completed 3 years...now they are telling my fund value is 95, 000..i lost my hard earned money..even govt not taking any action against them
Mere blower ki blades kharab ho gai hai pr wo kahin mil nhi rhi Or aapka service center bhi mumbai dikha rha hai kya karun
birla — After sales service
Sir,I have bought an “Ecogen” 2000AS model generator for my home use.
My present concern is after sales service, Last day I made a call for service, they picked the phone and informed that they will call us later, but they never called back. I have made around a dozen calls, but they never picked the phone. Please advise how to go ahead for the service of your Genset.
I have bought this unit from an agent at Kanhaghad, Kerala, India.
Regards,
Shaji.