[Resolved]  CAR LOAN — Foreclosure done payment not received by bank, without asking security deposit cheque placed

Address:

Maharashtra

I have taken Car Loan and paid 29EMI & final foreclosure of the loan the receipt given by the collection boy was not original as per Kotak Mahindra Prime Ltd.

I owe nothing to Kotak Mahindra Prime Ltd, they have deposited my security cheque without my knowledge into my account in the year 2011, cheque was submitted while granting the loan assuring that the cheque will not be deposited in the account until it is informed to me, Who is this done, and apart from the cheque is dishonoured and they have put a case in Bangalore 4th court, this is a fraud they have done, the cause of action taken place in mumbai and the case is launched in Bangalore. Without sending any notice or summons cops have arrested me taken to bangalore court, produced me in front of the magistrate, the magistrate was surprised to know how i came to bangalore, because the case is referred in mumbai and purchase has taken place in mumbai, why i have been brought to Bangalore, he granted me bail and told me to apply for quashing of case.

Then after 5months, they again came to my house with an Execution Application, brought a balief attached my properties of my mother , then i inspected in High Court, i came to know its only a application not an order passed by any Court/Forum.

This way they do fraud and threatened the poor people and take money from them.

I hope the approporiate forum will take action against them.

Waiting for your valuable reply.

Regards

Kavita