This is regarding my personal loan I had taken from Your Citifinance office at Trivandrum-Kerala I have been a defaulter of the loan due to some personal problem- I was cheated by one of my friend and I have stopped to my Bank operations.
My EMI is RS.2808/-Last year I was instructed your executive do not present my ecs to bank .and collect the payment by 1st of every month., but you are keep on presenting ecs on 5th and 12th of every month .Today one executive from New Delhi (Phone No.[protected]named Mr, Shio Babu phoned me to remit bouncing charge of Rs. 225/-+Rs.225/-(presenting 5th and 12th of every month) Your collecting 196% interest/ Charges P.A ie Rs.2808/-of EMI Your are Charging Rs. 450 for the last 12 months .While collecting my emi of Rs. 2808/-every month, your executive did not inform me the bouncing charges are going to debit my account.(Rs.4725/-). Please consider my case and waive off at least 50%.
I have already remitted Rs.2712/-for bouncing charges. Please waive off and Rs. 2013/- and clear my account, and avoid me from your executive keep on calling
In future do not present ECS, please come and collect the amount, otherwise I will remit the amount in your office .
Iam expecting a favorable reply, My Ac. No.[protected] Trivandrum- Kerala State.
Thanking you Was this information helpful? | 
I am an account holder bearing A/C No. 14580659 since last one decade. I have been given top up loand so many time taking my repayment track into consideration. Unfortuantely our employer transfered our salary account to SBH from ICICI Bank, due that reason one cheque was dishonoured. Immediately yr concern rang and told they are representing the same on 7th and asking me to keep the balance. It was never happend during the tenure of the loand. Immediately I reacted for the same and it was honoured.
Now I wish to submit, I am applying for house. for that purpose I approached yr branch and requested to give the payment track. They blently told that I have to Rs. 250 for payment and track and R. 225/- for cheque bounce charges. May I request u to kindly nstruct to yr concern to waive the cheque bounce charges and issue me payment track, for which of action I shall be grateful to u, Sir .
with regards
siva rao ayyagari