credit card & Personal loan — wrong credit report on my name.

Dear Sir,

With reference to your mail, please find the updated status of the control number[protected] as follows:

Account type: PERSONAL LOAN
Account Status: SETTLED
Amount Overdue: NIL
Reported by: CITIBANK
Account Information: 03LCBCC24125051
Date Reported:[protected]

Account type: PERSONAL LOAN
Account Status: SETTLED
Amount Overdue: 9,578
Reported by: ABN AMRO
Account Information:9138411
Date Reported:[protected]

Account type: CREDIT CARD
Account Status: SETTLED
Amount Overdue: NIL
Reported by: ABN AMRO
Account Information:[protected]
Date Reported:[protected]

Account type: CREDIT CARD
Account Status: WRITTEN OFF
Amount Overdue: NIL
Reported by: HSBC
Account Information:[protected]
Date Reported:[protected]

Account type: CREDIT CARD
Account Status: WRITTEN OFF
Amount Overdue: NIL
Reported by: CITIBANK
Account Information: [protected]
Date Reported:[protected]

Account type: CREDIT CARD
Account Status: WRITTEN OFF
Amount Overdue: NIL
Reported by: CITIBANK
Account Information: [protected]
Date Reported:[protected]

Account type: CREDIT CARD
Account Status: WRITTEN OFF
Amount Overdue: NIL
Reported by: CITIBANK
Account Information:[protected]
Date Reported:[protected]

Account type: CREDIT CARD
Account Status: WRITTEN OFF
Amount Overdue: 17,491
Reported by: STANDARD CHARTERED BANK
Account Information: [protected]
Date Reported:[protected]

Account type: PERSONAL LOAN
Amount Overdue: 12,220
Reported by: CITIBANK
Account Information:03LRWCC24749935
Date Reported:[protected]

Account type: CREDIT CARD
Amount Overdue: 14,865
Reported by: SBI CARDS
Account Information:[protected]
Date Reported:[protected]

1.The control no.[protected]

2.I have no idea from where these details come to you. ALL MY ACCOUNT ARE SETTELLED MUCH EARLIER BUT THE BANK SHOWING THE DETAILS AT LATER DATE.

3. My full details:

VISHAL MUNDRA

DATE OF BIRTH :[protected]

PERMANENT OFFICE & RESIDENCE : "GANGA BHAWAN" , D52/2A, LAXMI KUND, LUXA ROAD, VARANASI-221010

TEL:+[protected]

MOB:+91-[protected]

PAN NO.:AHTPM2958H

PASSPORT NO. : A 5208958

I HAVE PROVIDED YOU WITH ALL THE DETAILS. KINDLY VERIFY AND REPLY ME AT THE EARLIEST WITH POSITIVE GOOD REPORT.
THANKING YOU,
YOURS FAITHFULLY,
VISHAL MUNDRA
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Comments

credit card & Personal loan — dont a genuine customer need time for repayment in financial crunch time

Dear Sir,

As you are aware nowadays collection agency are very active and they dont even bother how to talk as they have targets to collect the money but my question is dont we as a customer during our bad time need time for the emi's to pay as we too are aware tht by default we are destroying our credit history but as these agents dont even botheres about anything say anything. The bank to dont even see that a customer is paying his/her dues since long and should be given relaxation of time so that the financial problem of the customer can be reduced and the money can be recovered without pressure. this is my thinkings and would also like to have your comment on the same.

Regards,

Nikhil singh

credit card & Personal loan — Distrubing Neighbour

Dear Friends,


Due to my credit card & personal loan which I have taken from bank and I invested in to Citylimouzine India Ltd, which is Mumbai, Now everybody knows this company had been shutdown along all 150000 investor also lost thier money including myself,
Therefore I am unable to pay thier bank dues, just because of this problem I have sold out my flat, and statying in the chawl room.
The problem is recovery people from bank keep coming adn asking about me with neighbours and the who staying currently in the who have purchased my fllat.
They are listing to any one and keeping coming to distrub them, what is the legal advice that can show them, you are in the wrong place and wrong time.

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