HDFC Bank Bank Credit Card — EXCESS FINANCIAL CHARGES | |
I having credit card of HDFC BANK & taken loan aginst credit card b& regulerly paid installment as per bank statement per month but financial charges levied by bank is not understandable. Since last 3 year i had paid instalment regulerly but loan amount balance is still remain ,my installment is gone only for finance charges? pls.give suggestion Was this information helpful? | |
 3 Comments | |
Comments
If the problem doesn't gets resolved, you should contact RBI and the company will be forced to take action:
Here is the link, go to complaint form:
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159
Share this with other victims as well and spread consumer awareness.
Here is the link, go to complaint form:
http://www.rbi.org.in/Scripts/bs_viewcontent.aspx?Id=159
Share this with other victims as well and spread consumer awareness.
I have a credit card of HDFC bank which is payable by my saving account.I never used my card, but the bank is open a health insurance on my card without my information & charges me against that insurance.
Financial & some more charges be deducted.I had not understand these things for several years & charged too much.
when I know these things, I had closed the insurance scheme in my hdfc bank branch & request to cancle my credit card but they misguide me & remained open that card.Now after some time, a agent came to me & said to deposit money.The money is very huge.so, they told me to deposit some money 3, 048/- & to do settlement on Rs.10, 000/- I had deposit the money about 3, 048/- & they give me customer's copy.I said to him to settle & cancle my card.
They said me that within 15 days the settlement will be done.But after 2 months a legal notice came to me in which I was claimed to 27, 000 in the dishonour of withdrawl the settlement amount from my account.My account balance is nil that time.The agent wasn't said me that settlement money be deducted from my account.If, he demand settlement money, I will give him chek at that time.
Now, what will I do? I am trapped by HDFC bank very badly.someone help me & give suggestion.I am always greatful to that who will save me.
email- [protected]@rediffmail.com
Financial & some more charges be deducted.I had not understand these things for several years & charged too much.
when I know these things, I had closed the insurance scheme in my hdfc bank branch & request to cancle my credit card but they misguide me & remained open that card.Now after some time, a agent came to me & said to deposit money.The money is very huge.so, they told me to deposit some money 3, 048/- & to do settlement on Rs.10, 000/- I had deposit the money about 3, 048/- & they give me customer's copy.I said to him to settle & cancle my card.
They said me that within 15 days the settlement will be done.But after 2 months a legal notice came to me in which I was claimed to 27, 000 in the dishonour of withdrawl the settlement amount from my account.My account balance is nil that time.The agent wasn't said me that settlement money be deducted from my account.If, he demand settlement money, I will give him chek at that time.
Now, what will I do? I am trapped by HDFC bank very badly.someone help me & give suggestion.I am always greatful to that who will save me.
email- [protected]@rediffmail.com
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Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013
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If you would like a clarification on the charges on your credit card bill, we request you to use our phonebanking service. Alternatively, you can write to us at the email id [protected]@hdfcbank.com (please mention the complaint id TTU[protected] in the subject line of your email), and we will be happy to offer you an explanation of these charges. (A schedule of the various charges can also be obtained on our website - http://www.hdfcbank.com/common/fees_default.htm)
Regards, Customer Assistance, HDFC Bank