HDFC Bank

13 Reviews

Renu_rakhra on Jun 13, 2012

Credit Card Disapproval

Dear HDFC

Please note that i applied for HDFC Credit Card and got Reference No : 12060116762790N1. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
12060116762790N1
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Mamta, Executive called and we given all papers and verification also done positively.

I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/2008-2009/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED 23-07-2008. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.

We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Home Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.

Please provide reason or else i will file case in consumer court.

Regards

Renu Rakhra

9818972114

12 Comments

Comments

Jun 19, 2012 by

Renu_rakhra

Dear HDFC

Strange to see so much delay in responding back reason of rejecting my credit card. Your CREDIT Department is so much of busy that they are taking so many days ( 7 days already gone) to give reason of rejecting the application.

RBI is also marked CC here to the ground that all Banks like HDFC are playing with Customers CIBIL like a toy. These banks should be penalized for their irresponsible behavior towards customer's Credit History.

We also received a call on 16 June that they will be letting me know reason by 16 evening but still waiting. Is it Professional Working ?

HDFC Customer Care on 13 June' 2012 told us letter will reach to us within 2 days but now it is going to be 1 week that we are waiting for the letter.

Don't understand HDFC Workings and delay in letter.

IF RBI is listening, Please wake up to these things otherwise someday we will slave to the HDFC Bank type of banks.

Regards

Renu Rakhra

9818972114

Jun 19, 2012 by

murugankumaravel

Why HDFC Bank is not taking any measures to respond complaints? Are they still at business?

Oct 23, 2012 by

baidyalal2008@gmail.com

Dear HDFC

Please note that i applied for HDFC Credit Card and got Reference No : 12101115840770S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
12101115840770S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

Please provide reason or else i will file case in consumer court.

Regards

Baidyalal Mahalik

7795694519

Nov 18, 2012 by

Satya Ganesh

Credit Card Disapproval
Dear HDFC

Please note that i applied for HDFC Credit Card and got Reference No : 12110318934170S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
12110318934170S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and we given all papers and verification also done positively.

I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/2008-2009/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED 23-07-2008. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.

We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Bike Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.

Please provide reason or else i will file case in consumer court.

Regards

Satya Ganesh
9701325845

Nov 23, 2012 by

krishnatripathi

HI HDFC CUSTOMER CARE,
IT IS IN REGARDS DIS-APPROVAL OF MY CREDIT CARD REFERENCE NOS- 12110716097520W2, WOULD LIKE TO COME IN YOUR NOTICE THAT THE AFTER SEVERAL FOLLOW UP GIVEN GOT MESSAGE THAT THE CREDIT CARD APPROVAL HAS BEEN DENIED BY BANK, BUT THE CASE OF THE SAME HAS BEEN NOT COMMUNICATED.
SO HERE I WOULD LIKE TO REQUEST FOR THE PROPER CLARIFICATION ON THE SAME AND THE REASON ALSO THAT THE AFTER SUBMISSION THE ENTIRE DOCUMENTS AND DONE THE PROCESS WHY IT HAD REJECTED.

KRISHNA M TRIPATHI
9970963677

Nov 26, 2012 by

pattelakrishna

Credit Card Disapproval
Dear HDFC

Please note that i applied for HDFC Credit Card and got Reference No : 12102617524510S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till date.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
12102617524510S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

I would highly appreciate if you don't send across you executives for such processing until your credit card processes are clear.

Sai Krishna
7799146986

Dec 11, 2012 by

Gurujiraghu

Credit card disapproval -12113000098130S2
After applying credit card i had received 2 message and 1 verification call. Later i had one more call saying you’re eligible for gold card. Even i had received message informing that that I’ll be get card within 2weeks. After 2 weeks when i check the status it is disapproved and the reason is DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
I just want to know why application is rejected after all the verification and update.

Guruji.S
988681123

Jan 30, 2013 by

Ram2294

HDFC Bank.

This is a disappointing service. Your tele callers team promise a lot on the call and say that with in 2 weeks the application will be processed. Bigger problem is I have provided all the documents and got a verification call, was promised to get a CC. I need an explanation from the Bank so that I can keep a track of my records.

Application Reference Number 13011918800900S2
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

I don't think I need to wait long since you processing team faster to check my records on the verification call. If required I may be contacting RBI for further help.

Ram
9886002294

Mar 3, 2013 by

dr anubhav bhushan

Credit Card Disapproval
Dear HDFC

Please note that i applied for HDFC Credit Card and got Reference No : 13021417145020N1. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till . before 3 day i got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
12102617524510S3
Status
DISAPPROVED
Remarks
landline no
alternate mobile no
landmark of home

I would highly appreciate if you don't send across you executives for such processing until your credit card processes are clear.

dr anubhav bhushan
9711317242
L.P 41 E 2nd floor maurya enclave pitampura delhi -34

Mar 19, 2013 by

Sathish.Sssssss

HDFC card is Very worst. If we submit all the original documents, We wont get card, They are give preference to who are all give fake documents. Very Goos systems.

Raj

May 20, 2013 by

cskirankumar1987

Dear HDFC

Please note that i applied for HDFC Credit Card and got Reference No : 13050718857730S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
13050718857730S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and i have given all papers and verification also done positively.

I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/2008-2009/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED 23-07-2008. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.

We want Reason for Rejection. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.

Please provide reason or else i will file case in consumer court.

Regards

Kiran kumar

9738905025

May 21, 2013 by

Saravanaprakash

HI HDFC

DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY

We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Personal Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.

Regards,
Saravanaprakash J
9841243667