[Resolved] HDFC Bank — Credit Card Disapproval | |||
Dear HDFC Please note that i applied for HDFC Credit Card and got Reference No : [protected]N1. I got all verification done at my office and residence too. I got multiple calls at office too for verification. Today got checked in HDFC Link showing track your card application. Found the reason as follows. Application Reference Number [protected]N1 Status DISAPPROVED Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Mamta, Executive called and we given all papers and verification also done positively. I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman. We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Home Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past. Please provide reason or else i will file case in consumer court. Regards Renu Rakhra [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
 44 Comments | |||
Comments
HDFC Bank — i don't apply credit card
mene aaj tak kabhi card apply nahi kiya or mere pass bill aaraha hai ak hi bank ne mere name se 5 card apply kar deye or bill send kar deyeCredit Card — No response after cell phone verification
Varification done on my cell phone but there was no further varification done near about 8-10 days passed and when i call on that number from which i received varifiaction call they say will call u in 10 minutes or they donot reply anything atleast they should say something as we are not doing any timepass or I don't have more money to spend calling up for the same and there is no resolution.Kindly do the needfull as im in need of the card and all the documents have been submitted if there is any issue to issue me the card kindly e-mail me for the same.
Thanks.
HDFC — REGARDING VERIFICATION
D/sir,A company RTM has proclaimed an contract with hdfc assuring HDFC BANK GUARANTEE of his Rs 25000 investment plan , if the company becomes defaulter the HDFC BANK will pay the stipulated amount.
I m sending u complete address a/w contact no. Pls do read the attached file LEGAL PAPERS of RTM HDFC BANK Guarantee file & assure me the genuineness of this RTM Pvt Ltd contract with HDFC BANK.
HDFC HAS AN IMMENSE BRAND DENOMINATION ,PLS do confirm ur customers as many people are being attracted towards RTM due to HDFC BANK ATTACHMENT WITH IT.
Thanks
Solicitously waiting for ur pioneer reply.
Company details are as follows:
Richa Trend Marketing Pvt. Ltd.
Postal Address
6F, Bigjos Building, A-08,
Netaji Subhash Place,
Pitam Pura, Delhi - 110034
[protected]/06/08,[protected]
Legal paper issued by HDFC is available in attachment file.
dont worry u r not only d person being FOOLED by d co, there are
24, 000 fools are with u, listening d story of PAYOUT REGULARLY past 3
months, jai ho RTM SINGHJI really an indian idol for TOPI mlm. v r all ur
FANS.IN INDIA u can do anything to anybody.AK SHARMA is d pimp to
butcher d innocent people to direct thru secureinvestment. god save dis
COUNTRY N ITS FOOLS. HINPAL SINGHJI U R GREAT.
JK BANERJI
24, 000 fools are with u, listening d story of PAYOUT REGULARLY past 3
months, jai ho RTM SINGHJI really an indian idol for TOPI mlm. v r all ur
FANS.IN INDIA u can do anything to anybody.AK SHARMA is d pimp to
butcher d innocent people to direct thru secureinvestment. god save dis
COUNTRY N ITS FOOLS. HINPAL SINGHJI U R GREAT.
JK BANERJI
DEAR SIR
PLEASE STOP THE PROCESS FOR APPLICATION FOR THE CREDIT CARD.
MY APLLICATION NO IS AS BELOW .
CC06673808
PLEASE REPLY URGENT ON [protected]@hotmail.com
my mobile no [protected]
PLEASE STOP THE PROCESS FOR APPLICATION FOR THE CREDIT CARD.
MY APLLICATION NO IS AS BELOW .
CC06673808
PLEASE REPLY URGENT ON [protected]@hotmail.com
my mobile no [protected]
Dear HDFC
Strange to see so much delay in responding back reason of rejecting my credit card. Your CREDIT Department is so much of busy that they are taking so many days ( 7 days already gone) to give reason of rejecting the application.
RBI is also marked CC here to the ground that all Banks like HDFC are playing with Customers CIBIL like a toy. These banks should be penalized for their irresponsible behavior towards customer's Credit History.
We also received a call on 16 June that they will be letting me know reason by 16 evening but still waiting. Is it Professional Working ?
HDFC Customer Care on 13 June' 2012 told us letter will reach to us within 2 days but now it is going to be 1 week that we are waiting for the letter.
Don't understand HDFC Workings and delay in letter.
IF RBI is listening, Please wake up to these things otherwise someday we will slave to the HDFC Bank type of banks.
Regards
Renu Rakhra
[protected]
Strange to see so much delay in responding back reason of rejecting my credit card. Your CREDIT Department is so much of busy that they are taking so many days ( 7 days already gone) to give reason of rejecting the application.
RBI is also marked CC here to the ground that all Banks like HDFC are playing with Customers CIBIL like a toy. These banks should be penalized for their irresponsible behavior towards customer's Credit History.
We also received a call on 16 June that they will be letting me know reason by 16 evening but still waiting. Is it Professional Working ?
HDFC Customer Care on 13 June' 2012 told us letter will reach to us within 2 days but now it is going to be 1 week that we are waiting for the letter.
Don't understand HDFC Workings and delay in letter.
IF RBI is listening, Please wake up to these things otherwise someday we will slave to the HDFC Bank type of banks.
Regards
Renu Rakhra
[protected]
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
Please provide reason or else i will file case in consumer court.
Regards
Baidyalal Mahalik
[protected]
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
Please provide reason or else i will file case in consumer court.
Regards
Baidyalal Mahalik
[protected]
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
Please provide reason or else i will file case in consumer court.
Regards
Baidyalal Mahalik
[protected]
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
Please provide reason or else i will file case in consumer court.
Regards
Baidyalal Mahalik
[protected]
Credit Card Disapproval
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and we given all papers and verification also done positively.
I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.
We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Bike Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.
Please provide reason or else i will file case in consumer court.
Regards
Satya Ganesh
[protected]
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and we given all papers and verification also done positively.
I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.
We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Bike Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.
Please provide reason or else i will file case in consumer court.
Regards
Satya Ganesh
[protected]
HI HDFC CUSTOMER CARE,
IT IS IN REGARDS DIS-APPROVAL OF MY CREDIT CARD REFERENCE NOS- [protected]W2, WOULD LIKE TO COME IN YOUR NOTICE THAT THE AFTER SEVERAL FOLLOW UP GIVEN GOT MESSAGE THAT THE CREDIT CARD APPROVAL HAS BEEN DENIED BY BANK, BUT THE CASE OF THE SAME HAS BEEN NOT COMMUNICATED.
SO HERE I WOULD LIKE TO REQUEST FOR THE PROPER CLARIFICATION ON THE SAME AND THE REASON ALSO THAT THE AFTER SUBMISSION THE ENTIRE DOCUMENTS AND DONE THE PROCESS WHY IT HAD REJECTED.
KRISHNA M TRIPATHI
[protected]
IT IS IN REGARDS DIS-APPROVAL OF MY CREDIT CARD REFERENCE NOS- [protected]W2, WOULD LIKE TO COME IN YOUR NOTICE THAT THE AFTER SEVERAL FOLLOW UP GIVEN GOT MESSAGE THAT THE CREDIT CARD APPROVAL HAS BEEN DENIED BY BANK, BUT THE CASE OF THE SAME HAS BEEN NOT COMMUNICATED.
SO HERE I WOULD LIKE TO REQUEST FOR THE PROPER CLARIFICATION ON THE SAME AND THE REASON ALSO THAT THE AFTER SUBMISSION THE ENTIRE DOCUMENTS AND DONE THE PROCESS WHY IT HAD REJECTED.
KRISHNA M TRIPATHI
[protected]
Credit Card Disapproval
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till date.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
I would highly appreciate if you don't send across you executives for such processing until your credit card processes are clear.
Sai Krishna
[protected]
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S3. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till date.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
I would highly appreciate if you don't send across you executives for such processing until your credit card processes are clear.
Sai Krishna
[protected]
Credit card disapproval -[protected]S2
After applying credit card i had received 2 message and 1 verification call. Later i had one more call saying you’re eligible for gold card. Even i had received message informing that that I’ll be get card within 2weeks. After 2 weeks when i check the status it is disapproved and the reason is DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
I just want to know why application is rejected after all the verification and update.
Guruji.S
[protected]
After applying credit card i had received 2 message and 1 verification call. Later i had one more call saying you’re eligible for gold card. Even i had received message informing that that I’ll be get card within 2weeks. After 2 weeks when i check the status it is disapproved and the reason is DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
I just want to know why application is rejected after all the verification and update.
Guruji.S
[protected]
HDFC Bank.
This is a disappointing service. Your tele callers team promise a lot on the call and say that with in 2 weeks the application will be processed. Bigger problem is I have provided all the documents and got a verification call, was promised to get a CC. I need an explanation from the Bank so that I can keep a track of my records.
Application Reference Number [protected]S2
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
I don't think I need to wait long since you processing team faster to check my records on the verification call. If required I may be contacting RBI for further help.
Ram
[protected]
This is a disappointing service. Your tele callers team promise a lot on the call and say that with in 2 weeks the application will be processed. Bigger problem is I have provided all the documents and got a verification call, was promised to get a CC. I need an explanation from the Bank so that I can keep a track of my records.
Application Reference Number [protected]S2
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
I don't think I need to wait long since you processing team faster to check my records on the verification call. If required I may be contacting RBI for further help.
Ram
[protected]
Credit Card Disapproval
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]N1. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till . before 3 day i got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
landline no
alternate mobile no
landmark of home
I would highly appreciate if you don't send across you executives for such processing until your credit card processes are clear.
dr anubhav bhushan
[protected]
L.P 41 E 2nd floor maurya enclave pitampura delhi -34
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]N1. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Also i was asked to submit the documents detailing my proof of Address along with the HDFC Letter duly signed which i have done twice but still haven't got any response till . before 3 day i got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S3
Status
DISAPPROVED
Remarks
landline no
alternate mobile no
landmark of home
I would highly appreciate if you don't send across you executives for such processing until your credit card processes are clear.
dr anubhav bhushan
[protected]
L.P 41 E 2nd floor maurya enclave pitampura delhi -34
HDFC card is Very worst. If we submit all the original documents, We wont get card, They are give preference to who are all give fake documents. Very Goos systems.
Raj
Raj
Dear HDFC
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and i have given all papers and verification also done positively.
I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.
We want Reason for Rejection. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.
Please provide reason or else i will file case in consumer court.
Regards
Kiran kumar
[protected]
Please note that i applied for HDFC Credit Card and got Reference No : [protected]S2. I got all verification done at my office and residence too. I got multiple calls at office too for verification.
Today got checked in HDFC Link showing track your card application. Found the reason as follows.
Application Reference Number
[protected]S2
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
We told to HDB Financial who called us for Credit Card and we never gone to HDFC for the same. Executive called and i have given all papers and verification also done positively.
I called Customer CARE and they are not giving any reason for Rejection. As per RBI GUIDELINE CIRCULAR NO - RBI/[protected]/100 BOD.FSD.BC.23/24.01.011/2008-09 DATED[protected]. HDFC Bank should give us reason or else we also file complaint in RBI and bank ombudsman.
We want Reason for Rejection. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.
Please provide reason or else i will file case in consumer court.
Regards
Kiran kumar
[protected]
HI HDFC
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Personal Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.
Regards,
Saravanaprakash J
[protected]
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
We want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Personal Loan too on same address. If we will not find reason for rejection, we will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past.
Regards,
Saravanaprakash J
[protected]
Application Reference Number [protected]S1
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
This is a disappointing service, second time i got the disappoval status, I want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Personal Loan too on same address. If we will not find reason for rejection, i will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past
Regards,
Saravanaprakash J
[protected]
Status DISAPPROVED
Remarks DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
This is a disappointing service, second time i got the disappoval status, I want Reason for Rejection as it will hit my CIBIL. My CIBIL was all clear and i got Personal Loan too on same address. If we will not find reason for rejection, i will file case in Consumer court. It is my dignity which got effected and i am fully made up my mind for filing legal case against HDFC. I never had any credit card or liabilities from any bank in the past
Regards,
Saravanaprakash J
[protected]
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Credit Card — verification not done
when Mr.rajesh doing a verification for my credit card and he is comiited to me after 7 days my executive is coming to my peremises and collect the photo copy of my pancard.but he is not come to my office.