[Resolved]  HDFC Bank Personal Loan — Complaint in Lok Adalat

Address:

Bangalore, Karnataka

I took loan amount of 75000/- from HDFC Bank in the year 2005. After that as I need of funds, I topped up thrice. They called me and topped up again fifth time in the year 2009. This latest top up is done in the month of March 2009.
As I am out of station and travelling due to my family members health issues, I could not reach anybody from March 2010.
Due to some issue with ICICI Bank from where the HDFC EMI is going, the EMI is not cleared from my ICICI account.
So there are two EMIs pending (March 2010 and April 2010).
I have informed the call centre executive when she called me on my mobile.
After that when I check my e-mail, I observe that there is a mail from HDFC saying that they lodged a complaint in Lok Adalat and sent a copy to my address. The attachment copy from Lok Adalat asking me to attend on 21st April 2010 and they sent this mail on 24th April 2010. I checked this mail on 27th April and immediately I replied saying that I will continue EMI from May 2010.

What can I do in this regard? Any suggession or help.