[Resolved]  ICICI Bank — No Lien of Saving Bank Account

BRIEF ABOUT UNFAIR TRADE PRACTICE BY ICICI BANK

I am having salary/saving Bank Account No.[protected] with ICICI Bank, W-57 Greater Kailash I, New Delhi branch and was having ICICI Bank Credit Card No.[protected]. Since, I was facing problems with their Credit Card division, after making last purchase through Credit Card of Rs.110 I surrendered the card after making entire payment. Even after this ICICI Credit Card division start pressurizing to make payment of Rs.384.00. To get rid of the problems, I made this payment too in February, 2004. Surprisingly, after almost 3 years on May 22, 2007 ICICI Bank mark my account as NO LIEN. Inspite of various phone calls/reminders through mail and phone still my saving account is under NO LIEN. I approached Secy. Banking Finance , but no corrective action has been taken so far.

I sincerely would like to know the following:

1. Whether ICICI Bank has right to seize/No Lien of any customer’s saving account. Are they not covered under Reserve Bank of India’s guidelines and having right to does this kind o[censored]nfair trade practice.
2. Can I get justice by getting my hard earned money back which is captured by ICICI Bank.

3. How I can get my saving bank account activated.