[Resolved]  ICICI Bank Home Loan — Rate Of interest and Agreement signing

Sir,

My Home loan with ICICI bank is LBHYD[protected] is at the rate of interest 13 percent. When I went for foreclosure they offered me a ROI of 9.75, but they asked me to sign on an agreement, which is full of clauses favouring the bank completely. They also asked me to a pay 0.5 percent of switch fee.

I am asking why I should sign a new agreement for switching the loan .I am on floating scheme .Why the interest is not as per the market condition.

I request the officlals to help me get the ROI on current market. I like ICICI for its customer service but I do not appreciate the one sided terms on rate of interest.

Regards,
Shaheen