[Resolved]  ICICI Bank Ltd — ICICI BANK - For whom their bell tolls?

I have every reason to believe that the complaints against ICICI Bank by customers are cent percent true and in many cases the customers are not realizing the depth of the frauds being committed by the bank. My experience is also very bitter.
1. Before leaving to Dubai in 2004, I converted my ICICI Bank SB Account to NRO account by submitting all the required documents at Vashi Branch. The Bank assured me that everything has been taken care of at Dubai. However when I approached them to activate my account, they informed me that Dubai branch has intimation about my account. The Bank informed me that they could not locate the documents at Vashi Branch and as such I should resubmit the papers. I was unable to encash my salary cheques for 4 months. I just survived to suffer & return.
2. De-mat account - On the pretext of destroyed documents in the floods, my account is de-activated. My requests to activate it fell on deaf ears for the last 3 years. However, they are very prompt in deducting de-mat account charges well in advance. Demat charges for the year 2009-10 is deducted in October 2008 from the accounts of demat account holders. They have no shame in charging exorbitant rate for demat charges and for accouts deactivated by them due to their fault
3. My income tax refund order for 2, 400/- submitted with ICICI bank in in 2004/- is not yet credited so far.
4. Bounced cheques - They deliberately bounce cheques citing signature mismatch - I have at least 4 cheques with me. This is also one excuse for the bank to squeeze money out of customers.
5. ICICI BANK Home loan - I started with 7.75%interest rate on my home loan. Now I pay around 16% on my home loan. They will not tell you what are the hidden charges and every month how muhc they are additing to your home loans.
Everywhere we give our telephone nos, mobile nos, e-mail address or residential address. However, the Bank will not contact you for anything. They are waiting for a chance to squeeze you. I wonder for whom they are working.
If any one can help me, you are most welcome. My e-mail id: [protected]@yahoo.com
Regards/ subash sankaran kolladikkel (Mobile: [protected])