ICICI Home Loan — Disburse Loan before agreement and mortaging the property
I have applied for home loan from ICICI bank for 29 Lacs.
Which was approved after approval the documnet for Disbusment was signed by me before disbusrsmnet without any date and assured that the Disbursment will happen once registration of my flat will happen.
I have done registration of my flat on 12 of October.
After that i come to know that disbusrsemet check has been issued on 30 september without registration and Mortgaging the property.
This was done to include the disbusment in the September Sell targets of Sales Manager.
When I raised this with them that without registration how they can issue check.
then they offer me the amount of interest of 12 days .
I want to know following things
How Bank can issue a check/DD without Mortgaging the property.
Why should I pay the interest for the days which i have not utilize.
Now I have taken Loan from AXIS bank.
I have wriiten to Durgadas Sabal to cancel my loan on 14th Oct.
So I will not pay any interest on that money.
Because I cant do the banking with such a bank where employees can do any thing to fulffiling there sells targets.
I have the Photocopy of documnets which dont have Date,which was taken from Me.
|0 Comments||Share0 Tweet0 Share0|
Post your Comment
+91 22 2653 XXXX
ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400051
ICICI Bank - CREDIT CARD 
Consumer Complaints |
Submit Complaint |
View full list of Companies |
Latest Complaints |
Updated Complaints |
Contact Us |
© 2015 Consumer Complaints Forum
If you have any constructive thoughts, creative ideas, or reasonable offers, please, contact us immediately via E-mail