[Resolved]  ICICI Lombard Policy Number 4043 / 0000002 / ICICI/ Hl / 005834 — FROUDMENT FROM ICICI LOMBARD-POLICY NUMBER 4043/0000002/ICICI/HL/005834

Dear All,

I want to make complaint against unethicalness of ICICI lombard life insurance.
I purchased the subject policy appx 4 years back against my home loan.The policy is of 5 years.Now after 4 years I paid total home loan and applied for cancellation of policy with the hope that they will refund me the pending amount.
I applied to Pune Kothrud Branch to Mrs.Archana and asked her how much refund I will be getting. She replied that let apply 1st and the call will come from ICICI. If at that time itself I was knowing that there is no refund in the 5th year then why I would have cancelled the policy. Inspite of it is nowhere mentioned on the policy that no refund in the last year cancallation.
I want to place a legal claim on ICICI Lombard and want them to refund me my balance amount whatever it may be even a single rupee OR cancel my cancalltion application and recontinue the policy.