ICICIcredit Card — INTENTIONAL FRAUD,CHEATING.

I HAVE ICICI VISA CARD.
FIRST FRAUD: Whenever i pay the due th' cheque it was credited after last date.
SECOND FRAUD : crediting in cc account with part amount of cheque amount. ( is it a bank?)
THIRD FRAUD: for the part amount due charging late payment fee, interest charges etc.,
FOURTH FRAUD: again after 4 months telling that cheque was returned and threatened th' phone to pay the due once more.
FIFTH FRAUD: without solving this fraud again part payment for next cheque and continues as usual.

WHAT A GREAT FRAUD BANK ! DOING INTENTIONAL CHEATING, FRAUD, FORGERY etc., CREATING MENTAL TORTURE TO CUSTOMERS.