[Resolved]  Lic Of India — Non-settlement of death claim against Policy No.[protected] &[protected] in favour of Late Swadesh Ch. Banerjee

Address:

Jalpaiguri, West Bengal

To,
The Divisional Manager,
Life Insurance Corporation of India,
Jalpaiguri Division.

Sir,
Sub:- Application for settlement of death claim against Policy No.[protected] &[protected] in favour of Late Swadesh Ch. Banerjee.
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With profound respect, I, Smt. Uma Banerjee , W/o Late Swadesh Ch. Banerjee, Ex. Sr. Divisional Personal Officer, N.F.Railway/Alipurduar divison, would like to inform you with great reluctance that the death claim against Policy mentioned above have not yet been settled despite of my sincere effects. The nonpayment of these death claims caused me a lot of financial impediment in these days of hardship. I, therefore, appeal to your good office for settlement of the death claim at the earliest.

That Sir, my husband had acquired 2 LICI policies through salary savings scheme vide Policy No.[protected] &[protected] at Tinsukia Branch. Subsequently, my husband had transferred to Alipurduar division during 1998; since then all the salary deductions of premiums were continued against the aforesaid policies through his salary in Alipurduar division paid directly to LICI Tinsukia branch.

That Sir, my husband also acquired 2 policies at LIC, Alipurduar branch during his posting at Alipurduar division. My husband Late Swadesh Ch. Banerjee demised on 11/05/2010. After his death, I approached to Alipurduar LIC office for submission of deeds/documents for settlement of death claim against policies acquired at LIC Alipurduar. On my course, I came to know that the policies acquired at Tinsukia branch have been transferred to Alipurduar branch and a large numbers of premiums against policies acquired at Tinsukia branch were unpaid at Tinsukia branch. On submission of relevant documents, the death claim against policies acquired at Alipurudar branch have been received. But as per records available with the railways, it reveals that all the premiums against policies acquired at Tinsukia division have been deducted from the salary account of my husband and deposited directly to LIC Tinsukia branch. Hence, the question of nonpayment of premium does not arise. The Xerox copies of the relevant records lying with the railways have been submitted to LIC Alipurduar branch. The said copies are also enclosed herewith for ready reference.

Moreover, it is also to inform you that the money back payment made against Policy No.[protected] on 06/12/2005 after deduction of Rs.2023 against survival benefit of Rs.10,000.

In view of the above, it is therefore requested to look into the matter and arrange to make early payment against Policy No.[protected] &[protected] in favour of Late Swadesh Ch. Banerjee.

Thanking you,

Yours’ faithfully,
Enclo:

(Uma Banerjee)
W/O Late Swadesh Ch. Banerjee
Copy to :-
1 Chairman LICI, Mumbai
2 Zonal Manager, LICI Kolkata
3 Divisional Manager, Jorhat Division.

(Uma Banerjee)
W/O Late Swadesh Ch. Banerjee