[Resolved] ABN-AMRO Bank — PERSONAL LOAN | |
I, have putted a telephone request for personal loan to ABN-AMRO 's customer care no.[protected]. I am a salaried person, and currently drawing Rs.11, 745/- P.M.( Gross Sal-Rs.12, 500/- ).After attending 5 Persons from the bank. The Fifth person is refusing to give personal loan upto this salary amount. However to best of my knowledge, for personal loan, salary limit is Rs. 10, 000/- P.M. I have a SB A/c no.1415692, and also my company A/c exist in this bank. I think this is only bank in India which want to supervise RBI. Thanking you in anticipation. Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 14 Comments | |
Comments
My self Ashwani Gupta, having home loan account with ABN AMRO Bank since last four years. My Home loan account number is 9121854 with a top up loan account 9199723.
Actually, In the month of feb-08 I got a phone call from ABN AMRO bank that your submitted cheques has been finished therefore, you have to submit new post dated cheques for next six months. Executive (Sanjay Negi) came on 28th of Feb 2008 and collected 12 post dated cheques for both accounts i.e. (for 9121854, cheques 537448 to 537453) and (for 9199723, cheques 537454 to 537459). He has also given me receipt as of customer copy having no. is 56817 and 56818.
Afterwards, on 04th of March my first two cheques has cleared. But, nothing has been debited till yet through rest of the cheques. Now, when I enquired, I have found that ABN AMRO Bank might have lost my cheques thats why last month onwards they are not able to provide me status of my cheques. Everytime exceutives changed and I have to tell whole story to every one. Everyone getting details but nobody turning up afterwards. ( Case discussed with Customer Care ref no. 2747, case discussed with ANIl from gurgaon branch, case discussed with Rajiv Sharma (collection manager, Hunsalya building) and Kusum Sharma)
Now, I am fed up with the system of ABN AMRO bank and their dealing with the existing customer. Mr. Rajiv told me that you provide cash amount of one installment and we will provide you details otherwise there would be another charges on you.
I am also going to write my case and mental harassment to RBI as well.
I hope you will take action soon.
regards,
Ashwani Gupta
[protected]
Actually, In the month of feb-08 I got a phone call from ABN AMRO bank that your submitted cheques has been finished therefore, you have to submit new post dated cheques for next six months. Executive (Sanjay Negi) came on 28th of Feb 2008 and collected 12 post dated cheques for both accounts i.e. (for 9121854, cheques 537448 to 537453) and (for 9199723, cheques 537454 to 537459). He has also given me receipt as of customer copy having no. is 56817 and 56818.
Afterwards, on 04th of March my first two cheques has cleared. But, nothing has been debited till yet through rest of the cheques. Now, when I enquired, I have found that ABN AMRO Bank might have lost my cheques thats why last month onwards they are not able to provide me status of my cheques. Everytime exceutives changed and I have to tell whole story to every one. Everyone getting details but nobody turning up afterwards. ( Case discussed with Customer Care ref no. 2747, case discussed with ANIl from gurgaon branch, case discussed with Rajiv Sharma (collection manager, Hunsalya building) and Kusum Sharma)
Now, I am fed up with the system of ABN AMRO bank and their dealing with the existing customer. Mr. Rajiv told me that you provide cash amount of one installment and we will provide you details otherwise there would be another charges on you.
I am also going to write my case and mental harassment to RBI as well.
I hope you will take action soon.
regards,
Ashwani Gupta
[protected]
Dear Sir, DT.[protected].
I have given a personal lone before 10 months, my lone a/c no. 9430767 . we have some problem in rate of intrest, as per comittement on that time.
Last 4 months we follow up your all person at Ahmedabad - Mr. Manoj Niar, Mr. Devesh Dixit, & last before 1 week Mr. Himansu Modi .
But all the person can not solution for me. I have call around total 156 time in above time.
Sir, we are very prestigeus small person, we can not loose
my goodwil.
If we not give my solution, then we can not clear my next installment .
Please do needful.
Thank You.
Mr. SANDIP SHAH
AHMEDABAD.
Ph. M/[protected]
I have given a personal lone before 10 months, my lone a/c no. 9430767 . we have some problem in rate of intrest, as per comittement on that time.
Last 4 months we follow up your all person at Ahmedabad - Mr. Manoj Niar, Mr. Devesh Dixit, & last before 1 week Mr. Himansu Modi .
But all the person can not solution for me. I have call around total 156 time in above time.
Sir, we are very prestigeus small person, we can not loose
my goodwil.
If we not give my solution, then we can not clear my next installment .
Please do needful.
Thank You.
Mr. SANDIP SHAH
AHMEDABAD.
Ph. M/[protected]
Dear Sir
This is subhash chandra from india sign private ltd gurgaon my opening on 3rd june but my welcome kit not reached at my residensial address vaishali ghaziabad, so i have more problem in transision . please resolve my problem .my account no 1474147
hauz khas delhi.
thanks & regards
This is subhash chandra from india sign private ltd gurgaon my opening on 3rd june but my welcome kit not reached at my residensial address vaishali ghaziabad, so i have more problem in transision . please resolve my problem .my account no 1474147
hauz khas delhi.
thanks & regards
Dear Sir,
I have an ABN Easy cash loan account no [protected]. To tell a truth, this is the worst bank i have ever dealt with.
1. They have to be reminded every month to send statements
2. I had deposited a DD to their Delhi collection branch on their daily persuation 4 to 5 times a day. On 31st march when i enquired them, i was told that they have missed the DD, so I may deposit the amount in cash which i did. However, I got the DD cancelled. Thereafter on enquiring my outstanding on 01/09/08 I have been told that My total outstanding is Rs 19112.5 as against Rs 18842.37 as they have charged me for signature difference by a cheque no 12414 which I have not recently deposited. therefore they have charged me Rs 500/- extra
3. You have to repeat all the mental harassment you have been through their customer representatives on call who never call back again
There are numerous instances that I had tried to settle the account with them but they told me that my account had been settled once for which i never recieved any settlement letter and on their good faith even deposited one installment.
Kindly help me out in this case as they are harassing me a lot.
I have an ABN Easy cash loan account no [protected]. To tell a truth, this is the worst bank i have ever dealt with.
1. They have to be reminded every month to send statements
2. I had deposited a DD to their Delhi collection branch on their daily persuation 4 to 5 times a day. On 31st march when i enquired them, i was told that they have missed the DD, so I may deposit the amount in cash which i did. However, I got the DD cancelled. Thereafter on enquiring my outstanding on 01/09/08 I have been told that My total outstanding is Rs 19112.5 as against Rs 18842.37 as they have charged me for signature difference by a cheque no 12414 which I have not recently deposited. therefore they have charged me Rs 500/- extra
3. You have to repeat all the mental harassment you have been through their customer representatives on call who never call back again
There are numerous instances that I had tried to settle the account with them but they told me that my account had been settled once for which i never recieved any settlement letter and on their good faith even deposited one installment.
Kindly help me out in this case as they are harassing me a lot.
apply for personal loan
Dated: 22.10.2008
The Manager
ABN AMRO Bank
(Personal Loan Deptt.)
Barakhamba Road,
New Delhi – 110 001.
Subject: ‘Cancellation of Loan Care from my P.L.A/c No.9491683’
‘Customer Relationship No.1847990’
Dear Sir/Madam,
I’ Vishal Gupta S/o Sh. S.K.Gupta R/o 1/7054, Govind Marg, Shivaji Park, Shahdara, Delhi – 110 032, applied a Personal Loan for Rs.1, 25, 000/- (Rupees One Lac Twenty Five Thousand only).
Your representative Ms. POOJA (Mobile No.[protected]) committed me that my loan sanction for Rs.1.25 Lac on 18% P.A. (Reducing), E.M.I. for the same is Rs.3, 175/- P.M. for 5 Years. No Processing Fee and Insurance will be charged from your sanction loan amount, because Insurance is optional and waiver of processing fee also approved by our senior officers.
After that my loan is sanction for Rs.1, 65, 000/- (Rupees One Lac Sixty Five Thousand only), on Rate of Interest is 18.50% P.A. E.M.I. for the same is Rs.4, 235/- P.M. for 5 Years.
Rs.3, 606/- as Processing Fee etc. and Rs.9, 741/- as Insurance Premium Charges, total amount comes to Rs.13, 347/- (Rupees Thirteen Thousand Three Hundred & Forty Seven only) which is deduct from my loan amount, and balance amount is Rs.1, 51, 653/- sent me through D.D. No.295813 dated 30.09.2008 drawn on ABN-AMRO Bank.
After all the transactions, she said that I’m also misguide by my Senior Officers, then what can i do.
Kindly look into the matter personally and cancelled my Loan Care (Insurance Charges) against my loan and release a fresh D.D. for Rs.9, 741/- (Rupees Nine Thousand Seven Hundred & Forty One only) immediately, which is deduct from my Personal Loan amount.
If I've not received D.D. for the same before 10th Dec.' 2008, i will stop all future ECS against my Personal Loan.
Thanking You
Vishal Gupta
Mobile No.[protected]
E-Mail ID: [protected]@rediffmail.com
The Manager
ABN AMRO Bank
(Personal Loan Deptt.)
Barakhamba Road,
New Delhi – 110 001.
Subject: ‘Cancellation of Loan Care from my P.L.A/c No.9491683’
‘Customer Relationship No.1847990’
Dear Sir/Madam,
I’ Vishal Gupta S/o Sh. S.K.Gupta R/o 1/7054, Govind Marg, Shivaji Park, Shahdara, Delhi – 110 032, applied a Personal Loan for Rs.1, 25, 000/- (Rupees One Lac Twenty Five Thousand only).
Your representative Ms. POOJA (Mobile No.[protected]) committed me that my loan sanction for Rs.1.25 Lac on 18% P.A. (Reducing), E.M.I. for the same is Rs.3, 175/- P.M. for 5 Years. No Processing Fee and Insurance will be charged from your sanction loan amount, because Insurance is optional and waiver of processing fee also approved by our senior officers.
After that my loan is sanction for Rs.1, 65, 000/- (Rupees One Lac Sixty Five Thousand only), on Rate of Interest is 18.50% P.A. E.M.I. for the same is Rs.4, 235/- P.M. for 5 Years.
Rs.3, 606/- as Processing Fee etc. and Rs.9, 741/- as Insurance Premium Charges, total amount comes to Rs.13, 347/- (Rupees Thirteen Thousand Three Hundred & Forty Seven only) which is deduct from my loan amount, and balance amount is Rs.1, 51, 653/- sent me through D.D. No.295813 dated 30.09.2008 drawn on ABN-AMRO Bank.
After all the transactions, she said that I’m also misguide by my Senior Officers, then what can i do.
Kindly look into the matter personally and cancelled my Loan Care (Insurance Charges) against my loan and release a fresh D.D. for Rs.9, 741/- (Rupees Nine Thousand Seven Hundred & Forty One only) immediately, which is deduct from my Personal Loan amount.
If I've not received D.D. for the same before 10th Dec.' 2008, i will stop all future ECS against my Personal Loan.
Thanking You
Vishal Gupta
Mobile No.[protected]
E-Mail ID: [protected]@rediffmail.com
i required my loan statement and my personal loan a/c no.9397808
Dated: 15.05.2009
The Manager
ABN AMRO Bank
(Personal Loan Deptt,
Pune.
Subject: ‘repayment and interest schedule P.L.A/c No.9445971
DCN : 7702/p1/00005
Dear Sir/Madam,
I’ Ravishankar gupta S/o Maheshprasad.Gupta R/o Bajeria Chowk Nagpur appling for repayment & Interest Schedule.because you have not send the said schedule till today, hence send in an urgentely for account settlement purpose
thanking You
ravishankar Gupta
Mobile No.[protected]
E-Mail ID: [protected]@gmail.com
Post your Comment
The Manager
ABN AMRO Bank
(Personal Loan Deptt,
Pune.
Subject: ‘repayment and interest schedule P.L.A/c No.9445971
DCN : 7702/p1/00005
Dear Sir/Madam,
I’ Ravishankar gupta S/o Maheshprasad.Gupta R/o Bajeria Chowk Nagpur appling for repayment & Interest Schedule.because you have not send the said schedule till today, hence send in an urgentely for account settlement purpose
thanking You
ravishankar Gupta
Mobile No.[protected]
E-Mail ID: [protected]@gmail.com
Post your Comment
Dear Sir,
I have an ABN Easy cash loan account no [protected]. I had availaled a personal loan for Rs.50, 000.00 in Oct 2007. Since then except for beginning few month after that due to personal financial problems I was unable to make payments on time (Due date 23rd of each month). But monthly installment amounts were remitted during the first week along with finance and service charges. I have also made late payment fees on this account. For a loan of Rs.50, 000.00 I have made a total payment of Rs.70, 564.55 (EMI amount, Late Fee, Finance Charges and Service tax), but till now bank has been harassing me for a payment of Rs.6117.00 towards final settlement of loan. My concern is I have already paid excess of nearly Rs.25, 000.00 over and above loan amount but still am being harassed for still more payment by bank. Am attaching statement of payments made and charges for a 12 month loan a copy of which was provided to bank.
Kindly help me out in this case as they are harassing me a lot.
Regards
Madhu
I have an ABN Easy cash loan account no [protected]. I had availaled a personal loan for Rs.50, 000.00 in Oct 2007. Since then except for beginning few month after that due to personal financial problems I was unable to make payments on time (Due date 23rd of each month). But monthly installment amounts were remitted during the first week along with finance and service charges. I have also made late payment fees on this account. For a loan of Rs.50, 000.00 I have made a total payment of Rs.70, 564.55 (EMI amount, Late Fee, Finance Charges and Service tax), but till now bank has been harassing me for a payment of Rs.6117.00 towards final settlement of loan. My concern is I have already paid excess of nearly Rs.25, 000.00 over and above loan amount but still am being harassed for still more payment by bank. Am attaching statement of payments made and charges for a 12 month loan a copy of which was provided to bank.
Kindly help me out in this case as they are harassing me a lot.
Regards
Madhu
Dear Sir, I Biswajit Das was a account holder of ABN AMRO BANK. I received a letter today from the bank. I can't understand what payment is due from me ? please contact me for a good relation as a customar to my mobile [protected] . and tell me by bengali languege because I can not speak english or Hindi. Thanks... Biswajit Das
Biswajit Das . A/c.- [protected]
Biswajit Das . A/c.- [protected]
I have taken a loan from ABN Amro Bank
On Dec. 2006 of Rs. 50000/- (Fifty Thousand) against Credit Card No. [protected] Easy Cash Loan A/c No. [protected].
I have closed this account and paid the amount Full & Final told by bank
They have send a statement on april 2008 and due amount shown in statement Rs. 18446.75
i nery worried about this that i have paid the amount and they are again showing the balance
Principal Amount : 29792.82
Cancellation fee 3% 893.76
Total 30686.58
Cheque No. 470259
Date :[protected]
Amount : 30687.00
Bank ICICI BANK, LDH.
Rakesh Bhatia
DEEPAK SALES CORP.
NANAK PURI, MILLER
GANJ, NR. JUNEJA MARKET,
LUDHIANA
Credit Card No.[protected]
T