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I am holding ICICI savings (salary) a/c. Few days back, they offered me the FlexiCash Overdraft facility. Without knowing much details, I agreed and signed the application form and submitted the same. Now, it is in the verification process. But after going through these useful complaints, I would like to cancel it immediately. Please suggest me that my decision is right? And how will I approach for doing the same. Thanks in advance.
Hi,
My account no. is[protected], i deposited a cheque of aprox.Rs 5lacks, for clearence., on 9th of jan 2009 which was of state bank of india(muktsar) till now i don't know the whereabouts of my cheque, every time i go the bank, there is a new story the employees tell me. the female staff posted in sec 35-C is not at all co-operative, they answer u back as i[censored] have done eveteasing, i[censored] go and ask them any querry regarding your account. the manager over there says, 'NOT MY PROBLEM', kindly do something regarding my problem, and mend the ways of your employees posted in 35-c branch, chandigarh.
Thanks,
Rohit
My account no. is[protected], i deposited a cheque of aprox.Rs 5lacks, for clearence., on 9th of jan 2009 which was of state bank of india(muktsar) till now i don't know the whereabouts of my cheque, every time i go the bank, there is a new story the employees tell me. the female staff posted in sec 35-C is not at all co-operative, they answer u back as i[censored] have done eveteasing, i[censored] go and ask them any querry regarding your account. the manager over there says, 'NOT MY PROBLEM', kindly do something regarding my problem, and mend the ways of your employees posted in 35-c branch, chandigarh.
Thanks,
Rohit
I agree with their indifferent behaviour. I suggest we should all migrate to HDFC or SBI.Also I would like to warn all the account holder having quantum optima account with ICICI
This is ICICI new trick to generate revenues. If you have Quantum Optima account and you are supposed to maintain QAB ( quarterly average balance) of Rs. 10000/ it means QAB of Rs.10000/ available balance and does not account for linked FD balance. In my case I had maintained average of Rs.15000/ on total available balance ( i.e vailable balance and linked FD balance) in third month I had to withdraw Rs.18000/ and the FD had to be broken but the total available balance as well as available balance dropped to about Rs.2000/ for the third month. While working out QAB my total available balance of Rs.15000/ for two months was not considered and as a result the QAB worked out to be less than Rs.10000/. This is another ICICI trick. BEWARE
G.S.Chani
This is ICICI new trick to generate revenues. If you have Quantum Optima account and you are supposed to maintain QAB ( quarterly average balance) of Rs. 10000/ it means QAB of Rs.10000/ available balance and does not account for linked FD balance. In my case I had maintained average of Rs.15000/ on total available balance ( i.e vailable balance and linked FD balance) in third month I had to withdraw Rs.18000/ and the FD had to be broken but the total available balance as well as available balance dropped to about Rs.2000/ for the third month. While working out QAB my total available balance of Rs.15000/ for two months was not considered and as a result the QAB worked out to be less than Rs.10000/. This is another ICICI trick. BEWARE
G.S.Chani
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Sometime ago, I found myself in ICICI fraud...
I called many times to thier cutomer care departmen..but they were not listening... One time i used call recorder and recorder all their suggestions and thier rude behaviour...
After listening their own voice they resoved all matter within a few days...
Record watever they say and go to consumer care, , , or AWAAJ channel... or media...
dnt trust them they will not solve your problem...they already have about 32000 unresolved issues...
Just gather the suffiecient proof and go to media or consumer form...
and one suggestion before taking any new service from any company read carefully their rule and regulations...