[Resolved]  Shriram Chits (Maharashtra) — Delay in closing the personal loan

I have availed a personal loan of Rs.1 lac from Shriram Chit Company in 2008. In order to close this loan amount, I requested them to release the chit fund and adjust the same against the above referred loan. Now they are purposely delaying the matter. My funds are lying with them without bearing any interest whereas they charge interest @ 21% per annum. After sometime, they will send me legal notice to settle the personal loan. I repeatedly requested them to adjust all the amount due to me against the loan but they do not bother to listen to me.