[Resolved]  Shriram City Finance — even after loan closed instalment amount debited in my account

Address:

Chennai, Tamil Nadu

I have availed personal loan Rs.1.00 lakh with Shri Ram city Finance on June‘2011. I have remitted 11 instalments EMI Rs.4160/- promptly in due date except one month cheque was bounced and I have remited the same within four days by cash. Further during June’12, I have cleared the Loan by adjusted on Chit taken with Shri Ram Chit. But they have not returned the balance cheque issued by me.
During July’12, in my SB account they have presented my cheque Rs.4160/- though i have settled the entire balance. When I contacetd them, there is no proper response from them. Further, I have not received the interest statement and also loan clearance certificate from them.
I want to point out that for my cheque bounced they have debited Rs.1000/- in my loan account. But, now for more than 50 days in thier account they are having my amount Rs.4160/- . I want to get the refund the amount with interset.