[Resolved]  Standard Chartered Bank Master Gold Card — Credit Card

I had a Standard chartered Master Gold Credit Card no:[protected].On fine day i was given a loan as special Merchandising Offer, for which i accepted.Latter on i made all payments on my credit card account before Due date.Now, the bank is showing a credit of Rs35000/-in my credit card account and they are showing debit in my the same statement on my special merchandising offer account no:[protected].When, the bank called me up for recovery i explained to them all the dtails of my payment.Latter, on they transfered the payment of credit card to my special merchandising account.But all other charges they levied on me with penalty they are still claiming.They kept on regularly calling me and harassing me, they even sent a recovery agent to my office, to them also i explained the same.Now, i have come to know that my name is in the CIBIL defaulter list.I have the copy of the statement i[censored] want me to attach, to know the clear scenario.