[Resolved]  HDFC Bank Credit — Unlawful freezing of salary account fund

Address:Tamil Nadu

Hi Consumer complaints,

My name is Sivakumar.
I have 2 accounts from HDFC. My salary account has been wrongfully freezed by the credit card dept and also I was threatened that the outstanding amount along with penalties will be siphoned off my salary account.

#1. Credit card account details
account no. - [protected]


#2. Salary(Savings) account details
joining date:
account no. [protected]
branch:SAN THOME - CHENNAI.
Contact No: [protected] - Branch Manager.

History:

For the above said credit card I had a balance of Rs.50000/- in Apr, 2009. After that the card was not used for any POS by me.
During Nov, HDFC representative brought to my notice that I have outstanding to be settled and said I just needed to pay Rs.27,000/- to close the account and that this can be done in 8 installments(Rs.3370 per installment). I agreed.

On[protected]
I found that salary account was showing zero withdrawable balance. When i enquired over telephone I was told that I had not paid my eighth installment for my credit card. Since I had not paid the Amount of Rs.3370/- the outstanding on[protected] date has become Rs.56000/-. They also threatened me that they will withdraw the said amount from my salary account.

Next I was called to their office at HDFC Service, Nelson Manikkam Road, Chennai. . Here also I was threatened in many ways. Again after negotiations it was settled that I need to pay Rs. 10000/- to close the account. I agreed. I was promised that my salary account will be released as soon as possible.

The next day I am received a call from the credit card dept and said that Rs.10000/- is not enough and that I have to pay Rs.29998/- to close the account. Again I was threatened that the amount will be debited from my salary account.


The account is still freezed and I am not even able to meet the basic necessities of my family. Also the pending bills are piling up. I am under lot of mental stress and suffered a breakdown(I can produce medical certificates for the same).

In the given situation, Please advice what legal recourse I have to release my salary account.



Thanks & Regards,
Sivakumar palanisamy
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Aug 14, 2020
Complaint marked as Resolved 
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Credit Card — salary not received

i worked with hbl global pvt. ltd for 3 month (SURAT, RING ROAD BRANCH)but i not received salary yet. even my account has also not been opened from that side.
my employee code:p10402

Credit Card — salaqry

DT: 17/12/2008
RESPECTED SIR,

I worked at HDFC BANK CREDIT CARD DEPARTMENT for three months (June, July, Aug) as a marketing executive of credit card in RingRoad Branch, SURAT (CODE -P10402).but i did not received my salary till now. I Also contact my Reporting Manager (SHAMIK PATEL)and mentor Manager (RAVI AMIN, BARODA).they not give me any response and they also not willing to give me my salary for some personal reason. they always avoid me and my calls. Even after seven months, I don’t have my salary account in bank.
I want my salary at any cost sir, so please do needful.

HOPING TO BE FAVORE.

From,
Pratik Gandhi.
M-[protected]
(CODE - P10402)

Credit Card — Payment Rs.10000/-

Dear Sir/Madam,

Most respectfully I submit that I have been availing facility against credit card No. 4384 xxxx xxxx 0962 of HSBC Bank since Sep.2007 and making my account tranjections according to bank norms. But I regret to inform your goodself that I am being harassed by bank since Sep.2008 for the payment of Rs.10, 000/-. The payment was cleared by me on 05/09/2008 through cheque no.855791 dated 05/09/2008.

Being given clearance by bank about this payment in written I am being harassed again and again by bank to clear this payment again.

I request your goodself to look into the matter personally and oblige.


With Regards,

Gian Chand S/o Sh Hari Ram,
# 6-C, Tej Bagh Colony,
Sanour Road, Patiala.
Ph.:[protected], 2367372,
Mob.:-+[protected]
Dear Madam,

Most respectfully I submit that I have been availing facility against credit card No. 4384 xxxx xxxx 0962 of HSBC Bank since Sep.2007 and making my account tranjections according to bank norms. But I regret to inform your goodself that I am being harassed by bank since Sep.2008 for the payment of Rs.10, 000/-. The payment was cleared by me on 05/09/2008 through cheque no.855791 dated 05/09/2008.( Enclosed documentary proofs)

Being given clearance by bank about this payment in written I am being harassed again and again by bank to clear this payment again.

I request your goodself to look into the matter personally and oblige.


With Regards,

Gian Chand S/o Sh Hari Ram,
# 6-C, Tej Bagh Colony,
Sanour Road, Patiala.
Ph.:[protected], 2367372,
Mob.:-+[protected]

HDFC — VISA Card for new Salary Account

Hi Folks,
Part1
I had created a regular HDFC Savings account long time ago. I needed VISA Card for my transactions. I was told I would be given it by default. When I checked the package, I was given a MasterCard. When I got back to the representative, he told he will do necessary to get the VISA Card without charge. Later he absconded and I had to pay Rs. 100/- for VISA Card.

Part2
I had created a regular HDFC Salary account a year ago. I needed VISA Card even for this for my transactions. I was again told I would be given it by default. When I checked the package, I was given a MasterCard. When I got back to the representative, he told he will do necessary to get the VISA Card without charge. Later he too absconded.


Question is why was the charge not intimated during the account creation.

This is clear cut cheating.

We Indians need to be against such cheating. So I put this up here.

HDFC - You think you can cheat any Indian is it...If you really want to earn, why don't you go rob other banks instead. Don't spoil India's business ethics. Be graceful to the motherland which gives you food but not cheat.

HDFC Credit Card — debited fund in my saving account

sir/mam

my self sashank gupta i held credit card of hdfc bank that card i allredy closed.dated 29/09/2006

for the full payment of that credit card.i have N.O.C. of the bank dated of 29/09/2006 receipt of

payment . but the banker was debited amount of Rs.24652.36 in dated of 02/06/2009 after that

i meet the bank collection manager he said that your mobile bill we paid of Rs.954.00 Rs. nine

hundred fifty four only in 04/10/2006 this amount 24652.36 we debited for that mobile bill

payment. for that issue i want your help i have all original documets.

HDFC Credit Card — Salary heldup

Reg: Credit Card #[protected]

My salary has been held up for RS 22,000 /- in my salary account # ****** stating that I have to pay for my credit card which I was not using since 18months. I am very much disappointed by the decision taken by HDFC towards its customer. I really dont understand how HDFC thought that its customer would survive without salary for one month. Can't the decision be reviewed ? I really understand that I have to pay and obliged to rules and regulations of HDFC but the decision taken is very harsh. I really appreciate if HDFC can consider my request and release atleast half of my salary post which we can rethink on the closure of the outstanding. HDFC is totally responsible for any extreme decisions taken by me or by my family in the near future (this statement is out of my agony). Request to re consider. Thanks

HDFC Credit Card — Acct Balance

Hi mt complain is abt my bank acct balance on 20 march hdfc bank put 48.000 ruppes on hold whn call there cust services to ask abt it they informed i was using the hdfc credit card in the year of 2008 till 2009 & it was the bill which i have to pay of credit card i informed then i havnt used any credit card ever in my life whn i asked abt the details of the credit card they are nt giving any info abt that credit they ask me send the mail to there credit dept whn i sent the mail to ask abt the details of that credit card they ar nt giving any info abt they just only the issue date of that credit card & the expairy date of credit card well i dntthink so these are the enough details i call there cst services more then 20 times but still havnt got any satisfactroy answer by then can u plz help abt this matter
Thanks & Regards
Satish Kumar
Dear Mr Satish Kumar,

We regret the inconvenience caused to you. We would like to investigate your complaint further. Request you to send us an email at the id [protected]@hdfcbank.com with your bank account number, your previous communication with the bank in this regard, your contact and other details. Please mention the id number (TTU[protected]) in the subject line. Once we receive these details, a bank representative shall contact you.

Regards, Customer Assistance, HDFC Bank

hdfc account opening departmant — salary pending

To,
The HR Manager,
HDFC BANK,

Subject: Salary problem & harrasment employee

Respected Sir,
With due Respect My name is karan handa. My Employee Code is CK08059 as a acount opening department under the Harinder Soni in Amritsar. I have submit resignation in 9March, 2010 in harinder soni. But Harinder soni & Dinesh khurana is not accepted my resignation. He distroy my resignation & say the abuse language. My Team leader Varun khanna has misplace my customer amount Rs.10000 in Date of 26jan,2010 in MALL ROAD BRANCH. I call the Dinesh khurana& Harider soni for the customer problem But he has not taken any action for the team leader Varun khanna. My febarury salary is pending please provide my salary full & final and accept my resignation. So, please take action Harinder soni ,Dinesh khurana & Varun khanna.

I shall be very thankful to you,


Your"s faithfully

Karan Handa

Employee Code : CK0859

M.NO.[protected]
Dear Siva,


Please write to [protected]@hdfcbank.com along with credit card details, contact details and account details. Reference id TTUOOO[protected]. Will get in touch with you shortly. Please mention the Ref id in the subject of your email.

- Anay.
HDFC Bank Customer Assistance

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