[Resolved]  Standard Chartered Bank — CIBIL Report

BANKS — CIBIL

Hi,

This is Deepak. Due to some unavoidable circumstances i was not able to make the credit card payments. However i managed to settle the complete amount as asked by the Bank.

However now even after the payments, my name is there in CIBIL database and i am unable to make any relationship with banks for loans as i need a car loan.

So, can you please help me out to sort this problem. If i have made the payment, i should be given the right to avail loans. what should i do.. Plz help..

Thanks
Deepak...

Standard Chartered Bank — Cibil Report

Dear Sir

This is for your kind information that i was really shocked to know that my name was mentioned in the Cibil list as i have not taken any loan or i do not have any credit card. then why my name is there in the cibil list.


pan no amwpg5608e

Standard Chartered Bank — Incorrectly added my name to CIBIL database

5 years back I had a Standard Chartered bank Credit Card which expired without any usage in August 2005. Limit of credit on this card was of 11000 INR.

In May 2010, I got a call from a recovery firm asking me to pay a sum of 85,000 INR which is pending on my name because of some purchase in Feb-2005. They said that my name is added in to the CIBIL database and hence I will not be eligible for any new credit card or loans.

I asked for the details of the purchase and they denied giving it and said the total purchase was of 17,000 INR and tax and fees have added it up to 85,000 INR in 5 years. I am surprised to know if the credit limit was of 11,000 then how can the purchase be of 17,000. Also, no details are being shared on the same. Because I never made a purchase and they have registered my name in CIBIL and are threatening me to make the payment.

Please advise on what should I do to get my name removed from CIBIL.

Standard Chartered Bank — cibil report

i have paid against full and final settlement , my limit was only 15 th but in CIBIL bank shows that they have written off 3.5 lacs due to which i am not getting any personel loan . pl help me out

maje kar - kyu loan ke chakkar mai pada hai - saala tu 420 hai paakaa loan le kar khaatha hai - wo sankrit mai kahte hai na " Rinam kritwa Ghritam pitwa" bahanchod sala ek se se settle ment kiya aur aub doosre se marwane jaa raha hai - bhoshari wala tere kaaran genuine logo ko credit nahi milta.

Saalo bank waalo aise cutomer ke gaand mai baaas kar do - (for a change I always say to fcu k Banks ;) )

hey hii this is surbeer singh and i wanted to know how can i remove my name from cibil

Credit card SCB — False reporting of outstanding

I had incurred expenses of approx Rs.15000/- on my Credit Card of SCB, however due to non receipt of statement, after 3 months I get a state of 24000/- which I disputed. Repeated followups with bank I was informed people handling my a/c left the organization. Eventually I had harrassment calls from SCB outsourced agency where I agreed that the amout due would be paid.
To my astonishment, SCB has updated in the central portal that my outstanding is 84000/- over due where they have extrapolated the amount with heavy interest of 36% per annum and further interest on 36% resulting in more than 300% exageration of the value.
Requesting your attention on this pls.

THIS TYPE OF BANK SHOULD BE HANGED TILL DEATH

Please share us your contact details.

Regards,
Cibil Department

Credit Card Lost

I lost my credit card and i have to pay due amount. What should i do?