[Resolved]  Future Finance — Fraud - Offering rate of 0% personsal loan

Address:Mumbai City, Maharashtra

Dear All, This is to inform you that I received the phone call from Future Finance company who are claiming to provide personal loan as RBI instruction because they have applied for banking licence. And RBI suggested them to give provide as 0% personal loan as an feel good factor. They are asking to provide amount starting from Rs 20000 to Rs 40000 & they need this money because RBI had asked them to so. They say that there office is at DELHI & the phone no from which i am receiving call is[protected] & the consulatnt name was Natasha Kapoor.
Was this information helpful?
No (1)
Yes (6)
Aug 14, 2020
Complaint marked as Resolved 
Complaint comments 

Comments

Muze p.m.e.g.p k tahat 100000 loan approval hua krke pahle 2600 file charge aur bad me 10000 hazar security deposite k nam pr liye aur ab loan nhi de rhe hai muze mere paise wapas chahiye plz.muze mere paise wapas dila do us madam ka nam varsha financer hai aur agent ka nam himanshu sharma hai loan k nam pr inhone muzse fraud kiya hai plz.kuch kro

Even i have received the same kind of call since two months. Today i got a call from landline no[protected]. But they don't provide any official e mail or website about this offer. I really do not know who are they. Can RBI resolve this.
Me too is getting these calls. They have asked to pay Rs 18, 090 as a security to be deposited in a HDFC bank branch in Dehradun. They are offering me a 1200000 loan for this security amount at 0% interest.

Not sure if they are fake
I also got call today. They are asking for security deposite 20K which will be in name of NGO. Company wants to save taxes hence in name NGO, cheque is required.
They even dont need monthly EMI, instead giving flexiblity to pay yearly EMI with zero interest. Must be fake company.
Same here, got call today. They are asking for security deposit 32K which will be in name of NGO. Company wants to save taxes hence in name NGO, cheque is required.
They even don't need monthly EMI, instead giving flexibility to pay yearly EMI with zero interest. Must be fake company i am damn sure.
Hi All,

Even i have got call form the same.

they has sent below mail from FUTURE FINANCE <[protected]@gmail.com

for documents.

"Dear Sir,

We will provide the loan From Future finance your loan amount
is 3, 00, 000 and your per month EMI- 5, 000/- and your rate of interest
is 0% and your loan term is 5 years, Your Security Amount Is:-15, 000/-

if your 3 EMI, S get bounce between 6 months of your time period than
our company doesn't give's any guaranteed that we will refund your
security amount which you have deposited at the time of sanctioning
of loan


Required Documents:-

1 PHOTO
2 ID PROOF
3 ADDRESS PROOF
4 BANK STATEMENT
5 PAN CARD
6 SALARY SLIP

Regarding:-priynka "
Got call form [protected]
Yeah.. I too got the call and they sent me the Proposal like this. After all let us discuss on how to get this team arrested by cyber crime department


You have received this mailer from Natasha Kapoor on behalf of Future Finance

Ltd. Get hassle free Personal Loans up to 50 lakhs at 0% interest rate within 25

working days*. Minimum documentation and quick processing.

Flexi-payment options from 05 to 20

years. No security or guarantor required

All Safe insurance to cover your loan liability.

Please check your Loan EYI and terms & conditions:

Loan Amount: Rs. 3, 00, 000

Tenure: 5 years

Interest Rate (%): 0

EYI: Rs. 60, 000

Your loan will be sanctioned from the i.e. Future Finance. As per the terms &

conditions, following documents are required:

1. PAN Card.

2. Address Proof.

3. Two Recent Color Photographs.

4. A cheque drawn in favour of Future Generali India Life Insurance Co. ltd.

5. A cancelled cheque for ECS (Not mandatory).

Loan Procedure:

It will be an unsecured loan. The loan will be provided against an insurance policy of your name.

The nominee of this insurance policy will be Future Finance Ltd., i.e. the beneficiary of this

policy will be Future Finance Ltd. All the dues of the insurance will be borne by the company

itself, i.e. annual premium will be paid by the company.

At the time of maturity of the insurance policy, all the amount (policy amount including yearly interest,

loyalty bonus) will be credited in the company’s’ account. No share of this amount will be given to

you. You will receive the Loan Agreement and Policy papers within 5 working days from our side. You

have a right to examine these documents for 15 working days. As the policy owner, you are allowed 45

days from the date you receive these documents to examine its provisions and to return it to an office

of Future Generali India Life Insurance Company Ltd. if you do not find it satisfactory. If you return it

to us within this 45 day period, the policy will be deemed never to have been issued from the policy

date and any installment amount paid will be refunded to you.

*Terms and conditions apply:

1. I/We shall advise the bank in writing of any change in my/our Residential or Employment address.

2. Please credit all sums received by you in either or all the names of this account.

3.


You have to pay (Rs. 60, 000/-) amount of money as your yearly installment in advance.

4. Your loan amount will be credited in your account within 25 working days.

5. I/We confirm that the funds shall be used for the stated purpose and will not be used for

speculative or antisocial purpose.

6. For initial 7 days, your loan procedure will be processed by the corporate office in Delhi,

after receiving the signed loan agreement from your side; your file will be forwarded to our

nearby regional office in your state.

The products, services and offers referred to herein are subject to the terms and conditions governing

them as specified by Future Finance Ltd. from time to time. All loans, associated benefits, features etc

stated herein are by way of example and offered at the sole discretion of Future Finance Ltd.

Nothing contained herein shall constitute or be deemed to constitute an advice, invitation

or solicitation to purchase any products/services of Future Finance Ltd.

Misuse of any intellectual property, or any other content displayed herein is strictly prohibited.

Regards.

Natasha Kapoor

(CRM)
Dear All, This is to inform you that I received the phone call from Future Finance company who are claiming to provide personal loan as RBI instruction because they have applied for banking licence. And RBI suggested them to give provide as 0% personal loan as an feel good factor. They are asking to provide amount starting from Rs 20000 to Rs 40000 & they need this money because RBI had asked them to so. They say that there office is at DELHI & the phone no from which i am receiving call is[protected] & the consulatnt name was Natasha Kapoor.

yes this pure fraud for cheating customers
pl ignore them
Hey all,
I got a call from future finance too...
They offered me a loan with 3% interest...
They offered me 200000 if I pay the security fees 12500 ... Should I pay or not that's the dilemma
..
Yes, even I got a call from future finance from [protected] and offered me similar scheme as mentioned by other people in the comments at 0% interest and when I asked them about their office address of Mumbai branch, the phone got disconnected.
Yes, even I got a call from future finance from [protected] and offered me similar scheme as mentioned by other people in the comments at 4.95% interest and when I asked how i get this. then he told me to get one policy from HDFC bank or bharti axa life. and i called on that number but no one replying.
Hi, even I also got the call from the number[protected] for loan at 0% interest in the name of future finance. When I said I require 20 lac home loan, then they said you need to submit first year installments in advance approx 1lac after that we will transfer the amount. when I told the agent to send me your detail on email, so he refuses and disconnect the call.

Post your Comment

    I want to submit Complaint Positive Review Neutral Comment
    code
    By clicking Submit you agree to our Terms of Use
    Submit

    Contact Information

    Mumbai
    Maharashtra
    India
    File a Complaint