[Resolved]  HDFC Bank Standard Life — Misselling & fraud by hdfc life

Address:

Kolkata, West Bengal

As a retired senior citizen I needed no insurance, but Sri Vikram Das of HDFC Bank, Lake Town branch, Kolkata, falsely canvassed about the sum assured and missold me their Pro-Growth II HDFC Life Insurance Policy No. 16993485 dt. 01.08.2014
He wrote down Rs. 5, 00, 000/- as sum assured in my presence but later fraudulently changed it to Rs.3, 50, 000/-
I received my policy on 05.08.14 and sent it back with P.S. Request Form 2 for cancellation.
I discovered that he had taken my wife Kakali Banerjee’s signatures on the margin of blank Form without allowing me to read it. Later he tampered the sum assured amount.
How can a Personal Manager dupe a client of the bank and harass him?
I had paid a premium of Rs.50, 000/- but after cancellation they deducted Rs.672/- for expenses.
I want HDFC Bank/HDFC Life to reimburse me this amount for this mischief and pay reasonable penalty for this fraud.
I would request you to penalize HDFC Life for harassment of a senior citizen.
Best regards,
Swapan.K.Bandyopadhyay
3B Northern Avenue,
Kolkata: 700037