ICICI Lombard Health Insurance — Rejection of Accidental claim by irrrelevant Reasons

Address:

Nagpur, Maharashtra

Hi, I have claimed for reimbursement against my health Health Insurance. The reimbursement for accident injuries is in regard to accident that took place on 02 Feb. 2015. I have cashless facility, but the hospital where i had been admitted refused to accept it (cashless) and i had been told that this - ICICI Lombard Health care card is not valid. I have submitted the completely filled reimbursement form along with all relevant document for reimbursement, but on 15/4/2015 i received rejection letter by their site which is very panic, saddening, disheartening and left me dreadful. Reason given from your end for rejection is completely void, inappropriate and false. I am not suffering from any such diseases (mentioned for rejection) before availing your policy and even now. I have already produce medical certificate from my doctor for my claim for reimbursement is very true, legitimate and genuine. ICICI have on their website which clearly mention that no medical check up is required if age is less than 46 years. (My age is now 42 yrs) Therefore i request them to reconsider my case and reimburse the claimed amount at earliest. But till date they have ignored doctor certificate, pathology report and ECG report. Coverage period -7/10/2014 to 6 / 10/2015