Mobikwik — Harassing for repayment of Mobikwik Paylater

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I have used the Mobikwik paylater amount of 22, 270 and I haven't paid it yet and after my due dates the calls has started from the recovery agency. And after telling them I won't pay right now they are not listening as they are behind their targets. Day before yesterday on 27 Feb 2024 a lady from the recovery team named Diksha Toraskar (her contact number [protected]) has send me normal messages on my number with much ride behaviour and as I am also a lady I can file a FIR under section 509 of Indian penal code. 1860, that if recovery agents used vulgar words against women. I am also sharing the screenshot