Personal Loan — icici loan closure issue

Hi Consumer,

I applied for loan on ICICI bank and they approved 11, 50000 its included BT as well, but it wonderdard they hide few condition on loan after I got amount they sent welcome KIT into mail, when I saw their condition I told them cancel the loan I don't required, but requested to keep which amount is transferred to my account its 4 lac and remain they cancel amount which is gave check as BT, . For this I had harassment to do this by Bank after so many escalation they did this

Then I said, ok after few day they told you EMI amount no change and loan period is 20 month.

After few month I went close the loan, then bank is asking me to pay close charges on approved amount which not deposited to my bank even one day and I wondered that checq gave ICICI only and now they are showing loan statment as I paid partial amount (check amount ) so its means you used this amount and you pay close charge for approved amount.

I cloud not understand how bank will charge like this and they took 1 month say and I have all email communication from the day one.
They like harassed like anything I want put file on consumer.
Form is fine or Shall I direct file case direct on consumer court.

Thanks
Venkat