RTO India — regarding penalty.

Respected sir,
I request you to provide me details regarding fine for using mobile phones while riding a motercycle.
One of the rto officer is asking me to pay rs. 5, 200 as penalty for using mobile, not wearing helmet, not having puc. But i want to confirm that penalty total said by such officer is right or not.
Is it necessary to show all documents to pay e memo of rto?
Is amount of penalty not so much high?
Is it necessary to have insurance? If some one is so poor and he want to save his rs. By not taking insurance then he has to pay this much penalty? Is it fair?
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Dear team,

I have purchased new Mahindra kuv100 do. March 2017 but still not received RC card from rto side. I am continously visit rto and showroom but not give apositive response from any side. Vehicle no. MP09CV2873

I m continually suffer from March 2017 to till date..

PLs help.

Mukesh
[protected]

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