Akara Capital Advisors Pvt Ltd — Waived off penalty.. misguiding me...grt lier

Sir/madam
i have taken a loan on amount of Rs 3825..where i have on instalments..due to great loss on my bussiness...for covid..still now i cnt get up from finance.. where i paid all the emi n some penalty.. total Rs 7800. n told me they will waived off my penalty...
n msg me.. n call me about legal action or sonething else.. n i have all the records.. n evythnk.
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